Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

Trust More, Live Longer

November 1, 2018

A study of survey data concluded that Americans who trust the government and others are likely to outlive less trusting people. Miething says that people who live in communities where more residents tend to show distrusting attitudes were also likely to have shorter lifespans. “In those contexts, your risk of dying is higher than in […]

Some Medicare Experiments

October 26, 2018

Medicare regularly tests different ways to provide and pay for care. It’s becoming more creative and inventive than in the past. This article describes a series of test programs underway around the country, including one that pays for basic life needs that aren’t directly related to health care. If they produce results, they could become […]

How To Live Longer

October 26, 2018

Life expectancy is increasing in Spain. The country appears to be on track to have the longest-lived citizenry, bypassing Japan. According to this article, researchers credit life style changes with the expansion of life expectancy. Three key factors are extending lives. Fernando de la Fuente, who has run a fruit and veg stall in the […]

Social Security Benefits Increase for 2019

October 15, 2018

Social Security beneficiaries will receive the largest  annual cost of living increase (COLA) since 2012. It’s all thanks to a higher Consumer Price Index and the Fed’s quantitative easing policy. The maximum amount of earnings subject to the Social Security tax will increase to $132,000. The earnings limits for workers under full retirement age also […]

Medicare Premiums Rise For 2019

October 15, 2018

Medicare announced the premiums and other costs for 2019. There’s a modest increase in the standard Part B premium to $135.50 per month from $134.00. As income increases, so do Part B premiums under the Medicare Surtax, or IRMAA, provision. This is where it can get very expensive for very high earners. For 2019, there […]

Social Security’s ID Problem

October 12, 2018

For decades Americans have been identified by their Social Security numbers. That’s become a problem in the digital era, because hackers have compromised many numbers. That’s why, as this article describes, people are at work considering ways to replace or supplement the old SSN. The problem: “If we look at how well we’re doing right […]

Steps To Protect Your Financial Accounts

October 11, 2018

Even the largest firms are unable to keep their data systems from being hacked. That’s why it’s important to aggressively protect your financial accounts from hacking. This article presents a good review of the actions to not, and not to take, to maximize protection of their accounts. You should also be wary of calls, texts […]

Liquidate The Bank Of Mom & Dad

October 3, 2018

This article presents the evidence against helping your adult children too much. It points out that helping adult children financial is a major reason more people aren’t financially prepared for retirement. It’s okay to help your children. But realize there are limits, and make sure they know that. Otherwise, in a few years you might […]

Log In

Forgot Password

Search