Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

A Warning About Leveraged Companies

November 14, 2018

A long time investment banker says there are a lot of companies that had too much access to capital. They took on too much debt. That’s going to hurt them as interest rates keep rising and the economy slows. Moelis pointed to the current default rate in the high-yield bond sector as a warning sign. […]

5 Steps To Financial Account Security

November 13, 2018

Most people now have online access to financial accounts, and hackers are looking for ways to gain access to those accounts. This article provides five steps people can take to increase the security of their online accounts. Hackers can quickly figure out your password, but they can’t figure out the secret, one-time code that your […]

New Thoughts On “Old Age”

November 12, 2018

A conference recently was convened with the theme that the world needs to redefine what it means by old age and consider the services available to and treatment of people age 60 and older. This article summarizes a lot of the presentations at the conference. It’s a mistake to keep telling ourselves a story about how […]

Medicare In-Home Services Expanded For some

November 12, 2018

In 2019, Medicare Advantage plans in about 20 states will be able to cover a range of home services that generally aren’t considered medical care and haven’t been covered in the past. It’s part of an experiment to see if providing these nontraditional services will improve health and medical outcomes for beneficiaries. The shift reflects […]

China’s Real Estate Problem

November 11, 2018

Critical have argued for years that China directed too many resources into real estate and housing. The country took on a lot of debt to boost real estate and allowed individuals easy access to real estate-related loans. This article says that the problem is worse than many people realize. Among other things, it says about […]

50 Facts About Long-Term Care

November 8, 2018

Apparently November is Long-Term Care Awareness Month. To mark it, the Association for Long-Term Care Planning has published a list of “50 Long-Term Care Statistics Everyone Should Know.” I know that many people are misinformed about aspects of long-term care. This should be informative to most people. Our goal is to raise awareness to help […]

A Winning Year-End Stock Picking Strategy

November 6, 2018

You can select stocks by looking at fundamentals. Or you can look for tricks that help determine stocks. This article describes a strategy Merrill Lynch developed for year-end stock buying. It says to look for stocks being sold to harvest losses for year-end tax planning. Since 1986, stocks that fit the “tax-loss harvesting” criteria subsequently […]

AT&T vs. Verizon

November 2, 2018

The two leaders of the cellular telephone business are taking very different approaches to positioning themselves for the future when wireless phones will be a commodity business. This article highlights the difference between the two approaches. Telecom giants AT&T and Verizon are both pursuing a strategy that marries content and distribution. But they are taking […]

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