Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

Byron Wein Surveys in the World

December 4, 2017

In his latest monthly commentary, the Blackstone economic analyst reports on his recent travels around the globe and review of the economic data. He’s generally positive for both the U.S. and most other countries. There aren’t too many specific investment ideas in this essay, only a detailed commentary on the economic and political situations in […]

An Update on World Book

December 4, 2017

Most of my readers probably remember The World Book Encyclopedia. But you also probably haven’t seen or heard of one for years. You might be surprised to know that it’s still around and apparently is a profitable growing business. Another surprise: It’s owned by Warren Buffett’s Berkshire Hathaway. This article gives the history and details, […]

The Disadvantages of Free Credit Cards

December 1, 2017

Some credit cards charge annual fees; some don’t. Many people won’t consider any credit card that charges an annual fee. But this article argues that there are situations when a card with an annual fee makes a lot of sense. The fee cards generally offer benefits not offered by no-fee cards. The trick is to […]

Closing the Bank of Mom & Dad

December 1, 2017

Many people enter retirement with sufficient assets, but they run out of money during retirement. A major cause of the shortfall is providing too much help to the children and grandchildren, becoming the Bank of Mom & Dad. This article discusses the problem and gives some ways to avoid falling into this trap. Two-thirds of […]

Reconsidering Emerging Markets

December 1, 2017

This interview on Morningstar.com goes into detail about emerging market stocks. It focuses on things that used to be true or widely-accepted about emerging market stocks but that aren’t accurate today. What you’ve seen in recent years is not only an evolution in terms of the underlying sector exposure within this index but the underlying […]

Saving Your Inheritance from Your Kids

November 30, 2017

Too often inheritances aren’t handled well. The kids, no matter their ages, often aren’t prepared to handle the money. It might be dissipated by expenses, taxes, creditors, bad decisions, and more. This article recommends preserving your estate by giving it to a trust instead of outright to your children. It lists the advantages of trusts […]

Beating the Pessimists

November 30, 2017

It’s easy to find pessimists about the markets and economy, and that’s largely because it’s easy to pull together data that make a pessimistic argument. This article takes the opposite approach, pointing out that the economy is very strong right now and using charts of data to make the case. What often gets lost in […]

Goldman Sachs Says to Lower Expectations

November 30, 2017

By one measured used by the investment firm, stocks are at their highest valuations since 1900. But the more important information in the wide-ranging report is that investors should expect lower returns in the next 10 years than in the recent past. Indeed, Goldman argues that the high returns since 1985 aren’t likely to be […]

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