Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

Muslim World Revolution in Context

February 23, 2011

The world now is fixed on events in the Middle East, particularly in countries with large Muslim populations. Beginning with Tunisia, many residents now are protesting and demanding changes in governments, rights, economic conditions, and more. Much of the commentary is uninformed. George Friedman of Stratfor takes the long view and puts current events in […]

Does AARP Work for You?

February 22, 2011

The current fiscal crisis at all levels of government generates many surprises. It’s turning some long time allies on each other. Earlier we noted how The Washington Post and one of its columnists are critical of public employee unions and their stands on benefits. Another surprise, also from the Post, is columnist Robert Samuelson’s attack […]

Noting a Turn in the State Fiscal Crisis

February 22, 2011

It’s no secret that many states have unsustainable financial situations and need dramatic changes in their budget structures. Salaries and other personnel costs are the largest budget item for the states. You’ve probably seen the reports of unions and their allies demonstrating in Wisconsin and Democratic lawmakers leaving the states of Wisconsin and Indiana to […]

Watching for a Housing Double Dip

February 22, 2011

For the fourth month in a row, the widely-watched Case-Shilling Home Price Index reported a decline in prices for residential prices in 20 large metropolitan areas in the U.S. The decline was less than in the previous month, but it still brought the index almost back to its low point for the financial crisis. The […]

CLASS Program “Unsustainable”

February 22, 2011

In Retirement Watch and on this blog we’ve been noting the defects of one of the hidden but extremely expensive programs in health care reform, the CLASS program. This program is intended to allow people who need assistance to either remain in their homes or move into assisted living or a nursing facility. We pointed […]

The Curse of Average

February 18, 2011

Some of the biggest mistakes by investors are made by looking at history, especially data such as long-term averages. Many people loaded up their portfolios with equities in the 1990s and even early 2000s because equities have the highest long-term average returns. Why settle for less than the best? The problem is average doesn’t mean […]

Upcoming Retirees Too Conservative With Portfolios

February 18, 2011

Anyone who’s spent the last 10 years planning for retirement is wary of the investment markets. Some pre-retirees have seen their portfolios hammered by not one but two steep market declines. There are several ways to react to that. You can engage in some tactical asset allocation as we do in our Retirement Watch Managed […]

Avoiding Common Retirement Mistakes

February 17, 2011

In Retirement Watch I frequently emphasize that retirement planning is about a lot more than financial planning. The non-financial matters often greatly determine the success or failure of retirement. Here’s an article by a financial planner giving an example of how non-financial issues can lead to an unpleasant retirement. It also includes 10 questions you […]

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