Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

Hedge Funds to Avoid

June 14, 2011

At Retirement Watch we’ve been innovators in bringing the strategies of the best hedge funds to individual investors. But you need to do a lot of research to get these results. You can’t buy a fund simply because it says it’s just like a hedge fund or uses hedge fund strategies. Some don’t deliver the […]

China’s Inflation Rising

June 14, 2011

I’ve been saying for some time in Retirement Watch, in my webinars, and elsewhere that China has an inflation problem and it’s getting worse. Because China pegs its currency to the dollar it’s importing the U.S.’s easy monetary policy when it really needs a more modest policy. Despite efforts over the last year to slow […]

Slashing Medicare Costs, and Benefits

June 10, 2011

A little-noticed provision of the 2010 health care reform (Affordable Care Act) is the Independent Payment Advisory Board (IPAB). This will be a 15-member panel of experts appointed by the President without input or oversight from Congress. The IPAB would designate the appropriate levels of care and treatment. It’s expected that Medicare would follow the […]

Recalling GM’s Disastrous Decline

June 10, 2011

Bob Lutz is an automobile industry legend. He’s worked at each of the formerly big three American manufacturers and distinguished himself by designing and producing cars Americans wanted to buy. His last gig was at General Motors. He came on board a few years before its final free fall into bankruptcy and left after the […]

Changing Contracts

June 10, 2011

States and localities are likely to default on their bonds. Instead, they’re likely to re-negotiate or change other contracts, such as pensions, wages, health benefits, subsidies, and transfer payments. That’s the view of Mohammed El-Erian of PIMCO. Speaking on CNBC Thursday, El-Erian said the states are making better progress in their fiscal matters than the […]

Explaining the Financial Crisis

June 8, 2011

There’s a new book laying out a view of the major cause of the financial and housing crisis. As you know, there were many contributors to the crisis. This book makes a comprehensive and readable case that the main factor was government affordable housing policy and the actions of mortgage insurer Fannie Mae.You wouldn’t grasp […]

Warnings on the Economy

June 8, 2011

A widely-watched indicator, from time to time, is the index of leading indicators put together by the Economic Cycle Research Institute. The index did a good job of anticipating the post-2007 economic decline and the early 2009 recovery. There was a lot of controversy in 2010 when the index lost some momentum. Economic bears trumpeted […]

Keeping It Simple

June 7, 2011

Investing can become very complicated. I’ve seen computer programs that crank through a lot of numbers and scenarios to determine the “right” way for investors to diversify their portfolios. Some large investors that use such systems re-run the programs daily so they get the latest and best allocation all the time. But may be simple […]

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