Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

What Happened to Merrill Lynch

October 28, 2010

Merrill Lynch once was considered Middle America’s broker and one of the most profitable firms on Wall Street. All that ended rather quickly in the financial crisis. Investors wonder exactly what happened. We know the firm ended with billions of dollars of bad mortgages on its books, but how did a brokerage firm evolve to […]

The Futility of QE 2?

October 25, 2010

We’ve been saying for some time that policymakers are avoiding the real structural problems in the economy. They are choosing short-term policies to keep the economy moving, hoping the real problems will be worked out in the meantime or the short-term growth will become sustainable long-term growth. We are skeptical either of these scenarios will […]

Insights from Three Who Got it Right

October 25, 2010

There aren’t many investment analysts who were right far more than wrong over the past five years. Oneof them isBill Gross of PIMCO. Another pair are Lacy Hunt and Van Hoisington of Hoisington. You probably don’t know as much about the Hoisington pair as about Gross, but their record in bond investing is comparable to […]

The Foreclosure Moratorium and Your Money

October 24, 2010

A fair amount of our recommended portfolios are in mortgages and mortgage-related securities. In the last few weeks a number of lenders and mortgage servicing companies announced complete or partial moratoria on foreclosures. You’ve seen the reports that the processing of foreclosures has been as sloppy and unprofessional as the issuing of the mortgages in […]


October 18, 2010


Jeff Gundlach Changes Portfolio

October 2, 2010

One of my recommended mutual funds, DoubleLine Total Return Bond, changed its allocation recently. The portfolio was about half weighted to treasury bonds starting in the spring, when interest rates rose briefly. Recently, manager Jeff Gundlach trimmed his treasury bond holdings because of what he calls “market divergences.” Here’s how Gundlach explained things in a […]

Turmoil in Long-Term Care Insurance

October 2, 2010

Last month John Hancock announced substantial premium increases on existing policies, with increases averaging 40%. Hancock attributed the increases to unanticipated longer life expectancies and higher-than-anticipated claims. Hancock expects the increases to go in effect in January 2011. But at least some insurance analysts disagree. They say key states (Florida, California, New York) are not […]

Bob’s Library

October 1, 2010

Bob’s Library In minutes you can have Bob’s most popular and valuable reports or order his books. Just click on one of the titles below… To My Heirs… IRA Investment Guide: A Road Map for Avoiding the Traps and Penalties for IRA Investments Secrets to Boosting Social Security Benefits Personal Finance for Seniors for Dummies […]

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