Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

The End of Oil?

June 5, 2017

While many people look to government policies to reduce oil consumption, this article says oil consumption is about to decline largely because of new technology. It says a host of innovations are on the way that will either replace oil-using equipment or make the consumption of oil more efficient. The article is speculative. It lays […]

How to Think About Investment Ideas

June 5, 2017

This post doesn’t address investing at all, but it shows how to think about investment ideas. The post discusses two different theories for why college tuition increases so rapidly. It’s main point is that one theory has been subjected to a lot of rigorous attempts to prove or disprove it, with no clear answer. The […]

Teach Your Grandchildren About Money

June 2, 2017

A new survey found that 15 year olds all over the world don’t know much about money and finance. Most teenagesr are financially illiterate and aren’t prepared to manage their own money when they start to earn some. Students at the lowest level of financial literacy “cannot even recognize the value of a simple budget […]

Money and Happiness-Updated

June 2, 2017

Here’s the latest installment in research on the question of whether income or wealth increases happiness. One unique feature of this study by Gallup is that it doesn’t ask people to identify themselves as happy or not. Instead, it asks if they experienced certain emotions in the last day and uses three of those to […]

A Sampling of Advice from Buffett, Dalio, and Others

June 2, 2017

The author of this post put together some advice and thoughts from successful people he admires, including Warren Buffett, Bill Gates, Charlie Munger, Ray Dalio, and others. Dalio starts with a rational analysis of the information he has and from that he forms a hypothesis. He then exposes that hypothesis to thoughtful people with alternative […]

The Tony Robbins Secret

June 1, 2017

Listening to motivational seminars or tapes won’t make a person successful. If it did, then almost everyone would be great at something. Robbins says he realizes that many people don’t convert that motivation into action. He’s different, because he takes an additional step. Every time Robbins learns something important or makes a valuable decision, “[I] […]

Oil Market Dishes the OPEC-Russia Deal

June 1, 2017

OPEC and Russia thought they were announcing an historic, market changing deal recently when they agreed to extend the production limits. The deal was supposed to increase oil prices, or at least put a floor under them. But after examining the deal and the amount of oil coming out of the U.S., oil market traders […]

Ignore Those “Scary Charts”

June 1, 2017

Web site editors try to generate page views by publishing charts with headlines that include “scary chart.” The idea is the chart shows you a reason to believe that the stock market is about to collapse. This article explains why these scary charts are a fallacy. You can view them for entertainment or to consider […]

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