Don’t Leave Money on the Table

Secrets to Boosting Social Security Benefits

Find hidden cash in the most neglected and misunderstood retirement asset

Americans are more concerned than ever about their retirement income.

Fortunately, you already have a guaranteed, inflation-protected asset that can be managed to increase your retirement income – if you know a few shrewd moves.

This asset is the most neglected and misunderstood aspect of retirement planning. Many people – even financial advisors – don’t know the latest strategies and laws. Married couples, especially, do not manage this asset in the most effective way possible. Often, people make decisions that unintentionally and unknowingly reduce their retirement income from this asset.

The Foundation of Retirement Income

Social Security retirement benefits are the foundation of retirement income. They are guaranteed and inflation-protected. There is no investment risk.

Social Security retirement benefits are widely misunderstood and neglected. Few people realize, for example, they can be inexpensive, high-payoff life insurance for married couples.

You can maximize Social Security benefits with unusual, but perfectly legal, strategies. Few people or advisors poke around the Social Security law. If they did, they would get the most out of Social Security and increase peace of mind in retirement.

Maximize Retirement Income

In Secrets to Boosting Social Security Benefits you will learn the following;

• When does it make sense to delay benefits? What factors should you consider?
• Why do people often time their benefit claims so their lifetime cash flow is reduced?
• Where are the best free calculators for estimating Social Security benefits?
• What is the file-and-postpone strategy, and how does it enhance benefits for a couple?
• What is the 62/70 split and why is it the best option for many couples?
• Social Security’s best-kept secret: the do over. How does it work, and when should you use it?
• How are Social Security’s financial problems likely to change your benefits and income?

Shrewd Planning for Couples

You need this report even if you already are receiving Social Security benefits. You probably have been told that the decision of when to take Social Security benefits is irreversible. That is not true.

There are at least two ways to change your benefits decision. You will learn them in this report. You also will learn how you or your spouse might be able to take retirement benefits under one formula, and then later switch to another formula that pays far higher benefits.

Can you answer the following questions? You will after reading this report.

• How can the benefits of spouses be coordinated for maximum income and protection?
• How much income can you earn from working after age 62 without having benefits reduced?
• True or false: If a person is receiving retirement benefits under her former spouse’s earnings record and remarries, she can choose which spouse’s earnings record is the base for her future benefits.
• Does the age at which you begin benefits affect the retirement and survivor benefits available to your spouse?
• Is there a way for you to receive the maximum payout from your earnings record by delaying benefits until age 70 but also collect benefits at an earlier age?

You don’t go to the IRS to learn the best tax reduction strategies. Why do most people rely on the Social Security Administration for advice on their retirement benefits?

You can download the Secrets to Boosting Social Security Benefits, a 17 page PDF file, in a few minutes for only $24.99. Take advantage of this opportunity to increase retirement income and provide a more secure, comfortable retirement. Make the smartest and most-informed decisions about Social Security benefits that you can. Be sure you don’t leave money on the table for others to take.