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Most investors talk about “the market,” referring to the stock indexes. But you have to look behind the headlines or the index totals. There are many different stocks and sectors within an index. Your performance can be far higher or lower than the index depending on what you own. Looking into the details also can […]
Over the years a number of studies have shown puzzling disparities in Medicare spending and reimbursements. Some regions of the country spend much more per beneficiaries than others. Yet, within those regions there are vast differences among providers. That makes it difficult for policymakers to decide how to control spending or make the system most […]
Many people want to stay in the work force past the traditional retirement age. Many employers want to lay off older workers, partly because they cost more than younger workers. But there still are ways for older workers to prosper in this economy. Here’s a good overview of the situation with a lot of tips […]
Every family has one. It’s the black sheep, or the lost child, or some other version of the child that is either looked down upon by the rest of the family or even estranged. Should a parent disinherit such a child? It’s legal, but it’s an extreme action and can have unanticipated effects. Take a […]
What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.
A decade or so ago a couple of papers circulated in the investment world. The papers argued that commodities were a great diversification tool in a portfolio, because they tend to move inversely to stock prices yet over full cycles had very similar returns to stocks. The papers drew a few critics at the time, […]
There was a big sell off in tax-exempt bonds during the May-June panic. They took a harder hit than many other bonds, and the recent bankruptcy of Detroit didn’t help matters. Seeing the lower values, I recommending buy some tax-exempts in the August issue of Retirement Watch. Here’s another explanation of why this is a […]
Medical billing is a mystery to most of us. The Washington Post does a good job of pulling away a small part of the curtain. This story shows that a small group of doctors put together by the American Medical Association essentially determine how much doctors will be paid for different procedures. And, according to […]
It seems that recently many people are becoming aware of something I’ve made clear in Retirement Watch over the years. Retirement isn’t all about the money, and as hard as it is to arrange your finances for a secure retirement, that isn’t the hard part. The hard part is what I call the soft side […]
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