Retirement Articles
Found 3637 Articles.
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Maximizing Spouses’ Social Security Benefits
Most people make the wrong decisions about their Social Security benefits and in doing so leave a lot of money on the table. Married couples have the most flexibility and options. When a couple coordinates their Social Security retirement benefits, they increase by tens of thousands of dollars the amount of lifetime income they receive. […]
Avoiding Scams in 2013
You’re a target for scams and financial abuse. That’s a fact we all need to acknowledge. Fortunately, you can take steps to reduce your risk, and many of these steps are very easy to do and cost little or no money. Fraud and financial abuse are not the same thing. You know what fraud is. […]
Evaluating Inflation-Adjusted Annuities
A lifetime stream of guaranteed income is a goal for many people. Even better is to have that income stream increase with inflation. You can have a lifetime stream of guaranteed income that increases with inflation. You must study the options, plan, and shop carefully. An immediate annuity is the prime way to receive guaranteed […]
The New Aging in Place Movement
The media like to focus on making lists of the best place to retire or tracking the areas where people are migrating to in retirement. But the fact is that a minority of retirees move very far after retiring. Something like 80% of American retirees stay in the same county where they lived before retirement. […]
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Looking Out for Elder Abuse
Elder abuse always has been a problem in the U.S., but a largely hidden problem. Most victims are believed not to report to anyone what happened, and governments don’t devote many resources to uncovering and dealing with the issue. But that’s changing as the population ages. More resources are being devoted to the problem, and […]
Best Places to Retire
Most people, something like 80%, retire in or very close to the homes they lived in before retirement. Despite that, many media outlets and organizations like to publish lists of the best and worth places to retire. This post from Forbes highlights a survey from moneyrates.com. There are a lot of reasons to criticize the […]
Investing in High Yield Bonds
Many investors incorrectly consider high-yield bonds to be like other bonds, especially treasury bonds. But seasoned investors know that high-yield bonds are more closely tied to stocks and the factors that move them. Their high yields give the bonds a bit of an advantage over stocks, generating higher total returns over most periods and often […]
James Buchanan, R.I.P.
Some economists become at least somewhat famous outside the profession. James Buchanan wasn’t really one of those economists, despite winning the Nobel Memorial Prize in 1986. But his contributions to economics were significant, and his public choice theory of economics not only changed the way many economists think about government, politicians, and regulation, but his […]
