Found 3626 Articles.
Get access to 4365 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.
Some of the biggest mistakes with IRAs are made after they pass to the second generation of owners. Heirs routinely lose a large percentage of inherited IRAs to unnecessary taxes. The rules are simple. But they aren’t obvious and most heirs don’t know about them or know to ask about them. If you don’t want […]
Older Americans have most of the money, and crooks know that. So do people who operate within the law but beyond the usual definition of ethical, selling people products that aren’t appropriate for them. That is why we have a number of ill-suited financial products specifically pitched at those 55 and over, and especially at […]
IRA owners can squeeze significant additional after-tax dollars out of their accounts – if they plan carefully. In addition to the usual planning strategies, there are new IRA opportunities available in the next few years. The Pension Plan Protection Act of 2006 created a charitable giving opportunity for some IRA owners. We covered this after […]
Trusts today often are key to providing for the futures of grand-children. Trusts even can protect assets so that they last for multiple generations. Traditionally, a trust would be set up in the trust creator’s state of residence or in the state where the key beneficiaries reside. Sometimes, the creator favored a particular trustee and […]
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more.
Annuities received a bad name over the last few decades, with some help from this newsletter. But there are different types of annuities, and they are not all bad investments. For example, the greatest fear of most retirees is outliving their portfolios. The right kind of annuity can reduce the probability of running out of […]
Reverse mortgages suddenly are booming. The number of reverse mortgages insured by the federal government surged by 77% in 2006. Areas with high home prices and a high percentage of older people see the greatest number of the mortgages issued. Several factors are behind the increase in reverse mortgages. The aging population increases demand, as […]
Business owners have unique concerns along with the usual estate planning issues. Business owners fear that the heirs might have to sell or dismantle the business and that the wrong people might run it. Those results can be avoided, but the owner must plan carefully and implement the plan. The first major estate planning issue […]
Log In
Forgot Password
Search