Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Annuities & Long-Term Care

Showing 6 Articles.
Get access to 6 articles by subscribing to Retirement Watch.

handling-unwanted-annuities

Handling Unwanted Annuities

A number of people bought annuities years ago that no longer suit their needs. Sometimes there has been a major life change relating to marriage, death, or inheritance. Other times a person’s financial needs have changed. They want money now instead of waiting for annuity payouts. Some simply are dissatisfied with the returns of the […]

new-tax-break-for-annuities

New Tax Break for Annuities

The IRS in a recent ruling handed a break to annuity owners who are under age 59 1/2 and need cash. The ruling allows these annuity owners to restructure payments they receive from the annuities. Until the ruling, annuity owners had only one opportunity to determine the payment stream to take before age 59 1/2. […]

annuities-as-classic-investment-vehicles

Annuities As Classic Investment Vehicles

There’s at least one good effect of the 18-month bear market we’ve endured. Investors are taking a new look at some classic investment vehicles. For example, sales of fixed annuities are rising while sales of variable annuities are declining. I’ve long argued that most variable annuities are sold to the wrong people, and I’ve pointed […]

profit-from-insurance-annuities

Profiting From “Excess” Annuities & Insurance

Many of you own annuities or cash value life insurance that no longer fit your needs. They were good ideas when you bought them. But times have changed, and so have your needs. Fortunately, there are strategies you can use to enhance the value of these policies to you. Let’s look at a creative strategy […]

high-safe-income-annuities

Strategies for earning high and safe income from Annuities

The tax-deferral of annuities gets a lot of attention. But not much effort is devoted to the best way to get the highest, safest income from an annuity. Even less attention is devoted to buying an immediate annuity, one that begins paying income within a year. But you’ll hear more about these issues as insurers […]

investing-retirement-income

Your Annuity Or Someone Else’s?

It is one of the toughest decisions you face on the road toward retirement or in retirement. Once made, the decision can’t be changed. Your choice can alter your retirement income by 10% or more – every month for the rest of your life. I’m talking about the choice of how to take regular payments […]

Log In

Forgot Password

Search