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Annuities – what they are, how they work and how to choose the best type of Annuity

Found 140 Articles.
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Are There Required Minimum Distributions For Annuities?

May 14, 2021

The required minimum distribution (RMD) rules limit the extent to which an individual can use the tax deferral of an IRA or other qualified retirement plan. The RMD rules dictate when distributions must be made from the retirement plans of certain taxpayers. The required minimum distribution rules apply to qualified annuities. A qualified annuity is […]

What is a Variable Annuity and How Does it Work?

July 20, 2020

Variable annuities are a specific type of contract issued by an insurance company that requires the annuitant, or the annuity owner, to choose from a variety of investments to put the principal.   The funds put into the investment are called the principal, and the payouts received by the annuity owner are contingent upon the […]

What is an Ordinary Annuity and How Does it Work?

June 29, 2020

Definition of an Ordinary Annuity An ordinary annuity is a series of equal payments that are made at the end of each consecutive interval period for a specific length of time. In other words, the annuitant receives payouts at the end of each month, the end of each quarter, or the end of another specific […]

What is a Fixed Annuity and How Does it Work?

June 29, 2020

Definition of a Fixed Annuity  Under a fixed annuity contract, also known as a fixed deferred annuity, the annuity owner makes a deposit with the insurance company and the insurance company guarantees the annuity account will be credited with interest at a specified, guaranteed interest rate. The interest credited to a fixed annuity account is […]


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What Are the Different Types of Annuities?

June 29, 2020

What are the Different Types of Annuities?   When deciding to purchase an annuity, it is important to understand the various options that you can choose from to ensure the type of annuity is the best one for you. Different annuity options can be organized into two categories. In other words, you have two choices […]

What is an Annuity? 10 Things You Need to Know about Annuities

June 23, 2020

Contents:   What is an Annuity? Why Buy an Annuity? How an Annuity Works Types of Annuities Reasons to Buy an Annuity Disadvantages of an Annuity Annuity Payout Options What Happens when the Annuityholder dies? Annuity Taxation Who Should Buy an Annuity   What is an Annuity?   An annuity is a contract between an […]

How to Find the Annuity That Will Help You Meet Your Goals

July 12, 2019

More and more of the Baby Boomers and the generation before them are looking at annuities. That’s why annuities sales are increasing after bottoming out a few years ago. Annuities have a lot of critics, and some of the criticism is deserved. But annuities also have a lot of benefits, if you buy the right […]

estate plan

Grantor Retained Annuity Trust vs. Charitable Lead Annuity Trust

July 9, 2019

There are two standard trusts that can be used aggressively to nearly eliminate estate and gift taxes… While getting substantial amounts of property out of your estate: The grantor retained income trust and the charitable lead trust. These strategies are ideal for rapidly appreciating property, such as stocks in a bull market. The strategies are […]


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