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Annuities – what they are, how they work and how to choose the best type of Annuity

Found 143 Articles.
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What is an Annuity? 10 Things You Need to Know about Annuities

June 23, 2020

Contents:   What is an Annuity? Why Buy an Annuity? How an Annuity Works Types of Annuities Reasons to Buy an Annuity Disadvantages of an Annuity Annuity Payout Options What Happens when the Annuityholder dies? Annuity Taxation Who Should Buy an Annuity   What is an Annuity?   An annuity is a contract between an […]

How to Find the Annuity That Will Help You Meet Your Goals

July 12, 2019

More and more of the Baby Boomers and the generation before them are looking at annuities. That’s why annuities sales are increasing after bottoming out a few years ago. Annuities have a lot of critics, and some of the criticism is deserved. But annuities also have a lot of benefits, if you buy the right […]

estate plan

Grantor Retained Annuity Trust vs. Charitable Lead Annuity Trust

July 9, 2019

There are two standard trusts that can be used aggressively to nearly eliminate estate and gift taxes… While getting substantial amounts of property out of your estate: The grantor retained income trust and the charitable lead trust. These strategies are ideal for rapidly appreciating property, such as stocks in a bull market. The strategies are […]

Interest Rate Trends Changed the Annuity Market and Created an Opportunity

June 27, 2019

Interest rates changed dramatically in little more than six months, and that’s changed the landscape for annuity shoppers. Payouts on immediate annuities, deferred income annuities (also known as longevity annuities) and fixed deferred annuities usually change with the interest rate on the 10-year treasury bond. Late in 2018, those annuities were offering their most attractive […]


What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

How to Generate Guaranteed Lifetime Income (Second Social Security Check)

January 11, 2019

Lifetime income security is what everyone wants in retirement, but it is increasingly a challenge to achieve. Low interest rates and investment returns, longer life spans, inflation, long-term care expense, medical expenses, higher taxes and more are major obstacles to achieving financial security in retirement. Everyone wants what I call the “Second Social Security Check.” […]

Why Annuity Investments Are on the Rise (With Help from the Federal Reserve)

January 11, 2019

People are buying annuities again, and for good reasons. Not long ago, there was a steady decline in the amount of money flowing into annuities and there seemed to be no bottom. Annuity purchases, however, have rebounded — and indications are that the demand for annuities is likely to keep rising. In the second quarter […]

Should Annuities Be Part of my Retirement Income Strategy (And How Much)?

November 13, 2018

More and more retirees are asking about annuities. Funny thing is… For many of you, part of your retirement income is already delivered as an annuity payment. Social Security is technically an annuity, providing guaranteed income for life. It also has the bonus of being indexed for inflation. Most economists recommend people purchase immediate annuities […]

Payouts Increase for Charitable Gift Annuities

October 16, 2018

The payouts from new charitable gift annuities increased as of July 1, 2018. In a charitable gift annuity, you transfer money to a charity. In return, it promises to pay you an annuity. The payout might be for your life, the joint life of you and your spouse or a term of years, whichever you […]


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