Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Cash Strategies in Retirement

Retirement Watch editor Bob Carlson discusses the importance of managing your cash well

Found 146 Articles.
Get access to 299 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

the-right-mortgage-for-todays-market

The Right Mortgage for Today’s Market

May 1, 2004

Alan Greenspan recently pointed out that over the past decade homeowners would have saved a bundle by having adjustable rate mortgages (ARM) instead of conventional fixed rated home loans. Is an adjustable rate loan still the right decision today? A fixed rate mortgage definitely is more expensive in the short-term. Recently, the average interest rate […]

how-old-are-you

How Old Are You?

March 1, 2004

Your birthday isn’t always the day you get older, according to the IRS and other government agencies. You have to check closely to be sure how old you are. Most of the time your birthday is your birthday. But the Social Security Administration and some other government agencies use what is called the common law […]

the-medicare-overhaul-an-update

The Medicare Overhaul: An Update

March 1, 2004

We’re getting more details about the most significant parts of the Medicare prescription drug law that was enacted in late 2003. The two key provisions are Health Savings Accounts (HSAs) and prescription discount cards. The new Health Savings Accounts (HSAs) for people under age 65 were reviewed in detail in January. Recall that the accounts […]

do-it-yourself-or-not-how-to-decide

Do It Yourself or Not? How to Decide

March 1, 2004

Many Americans, especially homeowners, face this constant dilemma: Should we do it ourselves or contract it out? Today, this is a headline-grabbing issue for many businesses. They even must decide if work should be contracted locally or to some lower-wage country around the globe. Yet, before it reached the desks of top executives, almost every […]

SUBSCRIBE TO RETIREMENT WATCH SPOTLIGHT SERIES

In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. 

how-much-to-spend-safely-in-retirement

How Much To Spend Safely in Retirement

January 1, 2004

The greatest fear of most retirees is outliving their money. A fair amount of research has been devoted to developing spending rules retirees can follow to avoid doing that. This month I want to show you a new way to determine how much to spend safely. Most retirement plans begin with an estimate of both […]

here-come-the-new-money-grabbers

Here Come the New Money Grabbers

November 1, 2003

The all-in-one, unlimited use offer is sweeping the marketplace. It also is likely to waste a big chunk of your change. The most prominent offers taking advantage of this trend are for telephone service. Most major telephone companies now are widely-promoting unlimited use – or all-you-can-call – plans. The companies offer local, long distance, and […]

The New Look in Identity Theft

November 1, 2003

Identity theft still is the fastest-growing crime in the nation. But the crime is changing as individuals and authorities become more aware of the problem. The good news is that victims are discovering ID theft crimes faster. The bad news is that the effects are more costly and longer-lasting. The crime now is discovered within […]

should-you-empty-your-ira-early

Should You Empty Your IRA Early?

October 1, 2003

Every general rule has its exceptions. IRAs are no different. The general rule for IRAs is to leave investments in them as long as possible. Your wealth will increase if income and gains are allowed to compound tax deferred as long as possible. We demonstrated that in the September 2003 discussion of which retirement accounts […]

Log In

Forgot Password

Search