Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Cash Strategies in Retirement

Retirement Watch editor Bob Carlson discusses the importance of managing your cash well

Found 143 Articles.
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roth-ira-conversions

Last Chance for Roth IRA Conversions

December 1, 1998

It is decision time for Roth IRA conversions. By letting the decision slip past Dec. 31 you miss a very profitable gift from Congress. As you probably know, Congress created the Roth IRA, which accumulates income and gains tax free, and from which all withdrawals are tax free. Another benefit of the Roth IRA is […]

year-end-tax-savings

Strategies for Year-End Tax Savings

November 1, 1998

In the next few weeks you could add thousands of dollars to your net worth. Market volatility and new tax rules give you the best opportunity in years to reduce your income taxes with year-end moves. Here are some actions to consider between now and Dec. 31 to slash the amount you owe Uncle Sam. […]

reduce-taxes-social-security

How to Reduce Taxes on Social Security Benefits

November 1, 1998

Some of you are old enough to remember when Social Security benefits were free of income taxes, as originally promised. Now they can be taxed at a rate of up to 85%, if you are considered a high income retiree. (My report, Retirement Tax Guide has details. Call customer service at 800-552-1152 for information.) Year-end […]

Savings-from-tax-law

More Savings From The Latest Tax Law

October 1, 1998

In last month’s visit I gave you the main course from the buffett of changes in the latest tax law, enacted in July. There was a lot packed into that law, so here are a few side dishes you should know about. Roth IRAs. Most people are concerned with putting money into Roth IRAs or […]

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use-your-house-to-increase-wealth

How to Use Your House to Increase Wealth

July 1, 1998

Many of you have achieved that ultimate financial goal of owning a home debt-free. As comforting as that is, it might not be the best financial move. Home equity can be a low risk way to increase your after-tax wealth, especially in this era of low cost, low interest rate, easy-to-get home equity loans. I’ve […]

housing-options-for-seniors

Housing Options For Seniors

November 1, 1997

My parents have reached the point where they are tired of keeping up their big house. They are thinking of downsizing, and are looking at other housing options. They’ve learned that in what is called the senior housing market, there are many options, some of which didn’t exist just a few years ago. The trick […]

the-amount-of-life-insurance-one-needs

Why Your Life Insurance Probably Is Wrong

November 1, 1997

Most of you have either too much or too little life insurance. It’s not your fault. Ask 10 financial professionals to estimate your life insurance needs, and you’ll probably get 10 different answers. But insurance premiums are too expensive for you to be buying excess insurance, and life insurance is too important for you not […]

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