Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Cash Strategies in Retirement

Retirement Watch editor Bob Carlson discusses the importance of managing your cash well

Found 143 Articles.
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should-you-take-that-early-retirement-offer

Should You Take that Early Retirement Offer?

May 1, 2008

With the economy slowing more people have to face one of work life’s more difficult issues:  Should the early retirement offer be accepted? Evaluating the value and merits of a buyout offer can be difficult, because the offer contains many parts. Here is a summary of key points to consider when a buyout offer is […]

reverse-mortgages-coming-of-age

Reverse Mortgages Coming of Age

May 1, 2008

Reverse mortgages are booming. The number of reverse mortgages issued is growing at a rapid rate (though the actual number still is fairly small), and mortgage options available are increasing. More options give older homeowners more potential benefits but also increase the potential to make mistakes. The industry’s preferred term for reverse mortgages is Home […]

asset-protection-for-iras

Asset Protection for IRAs

April 1, 2008

IRAs are among the most valuable assets many Americans own, and protecting those assets from creditors and lawsuits can be a concern. This can be a tricky proposition, because IRAs are in a netherworld of asset protection. Protection for IRAs in federal bankruptcy court was improved by the Bankruptcy Abuse Prevention and Consumer Protection Act […]

how-to-time-social-security-benefits-to-help-your-spouse

How to Time Social Security Benefits to Help Your Spouse

April 1, 2008

One of the least understood and most confusing aspects of Social Security benefits are the spousal benefits. Much attention is devoted to the best time for an individual to begin receiving retirement benefits, but how that choice can affect the benefits of a spouse receives much less attention. In this visit we primarily are going […]

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What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

what-if-your-broker-goes-broke

What If Your Broker Goes Broke

March 1, 2008

Investors suddenly are concerned about something they haven’t considered for years: That their securities broker might go out of business. The credit and mortgage crises revealed that some brokers are more exposed to subprime mortgages than their customers realized. Merrill Lynch was a big player and took substantial write downs of its assets. E*Trade has […]

estate-planning-for-singles-with-and-without-kids

Estate Planning for Singles (with and without Kids)

March 1, 2008

A perusal of estate planning literature gives the impression that every senior in America is part of a married couple with two or more kids. We know that is not true, and those who do not fit the profile need estate planning guidance at least as much as the stereotypical couple does. Unmarried estate planning […]

The Roth IRA Opportunity

March 1, 2008

Roth IRAs are one of the best tax-advantaged investment vehicles. Right now they are available to only taxpayers with incomes below certain levels. In a couple of years, all investors will be able to take advantage of this opportunity by converting traditional IRAs into Roth IRAs. Those whose incomes make them ineligible for Roth IRAs […]

how-to-beat-the-retirement-tax-ambush

How to Beat the Retirement Tax Ambush

March 1, 2008

The days of tax advantages for retirees are long gone. In the old days, most people could count on being in a lower tax bracket in retirement than during their working years. Now, many people stay in the same tax bracket. For other retirees the marginal tax rate (the rate on the last dollar of […]

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