Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Cash Strategies in Retirement

Retirement Watch editor Bob Carlson discusses the importance of managing your cash well

Found 143 Articles.
Get access to 283 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

life-insurance

Life Insurance: How Much Do You Need?

August 1, 2007

Few people own the right amount of life insurance, because there probably is truth in the adage that life insurance is sold, not bought. Most people avoid the topic until they have to address it. Those that do seek out life insurance often receive all their advice from one commissioned agents instead of from several […]

the-safe-withdrawal-rate-revisited

The Safe Withdrawal Rate Revisited

August 1, 2007

The greatest retirement planning fear of most people is the possibility of outliving their money. One way to avoid that fate is to save a lot and invest well during the accumulation years. Those steps are widely discussed. Less attention is devoted to the second part of the retirement plan, the withdrawal phase. Gone are […]

how-to-maximize-medical-expense-deductions

How to Maximize Medical Expense Deductions

August 1, 2007

Medical expense deductions are the elusive goal of many taxpayers. With higher medical expenses than others, retirees are the taxpayers most likely to be able to deduct their medical expenses. They can maximize those deductions by knowing the rules. The definition of deductible medical expenses is broad. Qualified medical expenses, however, can be deducted only […]

social-security-and-medicare-what-lies-ahead

Social Security and Medicare: What Lies Ahead?

June 1, 2007

The trustees of the Social Security and Medicare Trust Funds issued their annual report recently, and as usual it was dismal. Yet, buried within the report is some reasonably good news for those who want to see it. That news also is important to those who are planning their retirement income over the next few […]

SUBSCRIBE TO RETIREMENT WATCH

What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

are-you-saving-too-much-for-retirement

Are You Saving Too Much for Retirement?

June 1, 2007

People are saving more for retirement than is generally believed, but are they saving enough? Or are they saving too much? Two recent studies found that most people are on course to have enough saved for retirement. One study surveyed those born between 1931 and 1941 and found that at least 80% accumulated adequate funds […]

how-are-you-doing

How Are You Doing?

May 1, 2007

Financial and retirement planning start with answering the question in the headline. After determining how you are doing, the next step is to define the actions that are needed to either help you do better or at least maintain your current status. Answering the first question is not as easy as many people suppose. Traditionally, […]

six-ways-to-cut-prescription-drug-costs

6 Ways to Cut Prescription Drug Costs

May 1, 2007

The Part D Medicare Prescription Drug program is doing well after its first year. Surveys show that it is very popular with its beneficiaries. Premiums and other costs to beneficiaries are lower than forecast. Yet there still is room for mature Americans to reduce their prescription drug costs. Retirees who aren’t yet old enough for […]

the-surge-in-reverse-mortgages

The Surge in Reverse Mortgages

March 1, 2007

Reverse mortgages suddenly are booming. The number of reverse mortgages insured by the federal government surged by 77% in 2006. Areas with high home prices and a high percentage of older people see the greatest number of the mortgages issued. Several factors are behind the increase in reverse mortgages. The aging population increases demand, as […]

Log In

Forgot Password

Search