Gifts and Gift Giving

Found 25 Articles.
Get access to 27 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

estate planning

Knowing How Much to Give Away and How to Give It to Optimize Estate Planning

May 1, 2011

Use it or lose it. That’s what many Estate Planning specialists are saying in the wake of the new estate and gift tax law enacted last December. You should act now, they say, to make large gifts and put other estate planning strategies in place. Give as much away as fast as you can. It’s […]

estate planning

Reviewing Gift Tax Return Estate Planning Basics

April 1, 2011

Your estate may need to file gift tax returns even when gift taxes aren’t due. The IRS is cracking down on failures to file gift tax returns, with help from state databases. The IRS is checking state records of real estate transfers and matching those with gift tax returns, or the lack of them. Over […]

estate planning

Estate Planning to Make Gifts While Avoiding Taxes

October 1, 2010

The estate tax is suspended for 2010, but the gift tax still is in place and will remain when the estate tax is restored. An advantage to adjusting your Estate Planning and making gifts in 2010 is the gift tax rate is its lowest in decades: 35%. Also the generation-skipping tax is repealed for the […]


Knowing How Much of Your Estate to Give and When

May 1, 2010

The major issues in your estate plan are deciding who should receive your assets and how they should receive them (directly or through trusts, for example). Two other important issues that don’t receive as much attention are: How much wealth should you transfer sooner rather than later, and when should you give it? While these […]

Avoiding Gift Return Problems with the IRS

January 1, 2010

The IRS recently said it was beginning a program to identify people who do not file required gift tax returns. It believes the program will identify a large amount of unpaid taxes. Gift tax returns must be filed when a gift exceeds the annual gift tax exclusion, currently at $13,000 per recipient per year. Gifts […]

Giving Gifts and a Lecture

October 1, 2009

Grandparents are filling only half their roles these days. They are providing financial help to their grand-children. In fact, they increased their financial aid as the economy worsened. Unfortunately, they are offering gifts and providing financial aid without much advice. About 63% of grandparents say they provided some form of financial assistance to their grandchildren […]


7 Safe Ways to Give Wealth

August 1, 2008

Gift giving is the surest way to reduce estate taxes, help loved ones of all ages, and establish a legacy. Yet, many people are hesitant to make significant gifts to loved ones, because of the potential pitfalls. Those pitfalls, however, can be avoided with some shrewd and creative strategies to give wealth. Potential givers see […]


How Market Fluctuations Create Estate Planning Gifting Opportunities

May 1, 2008

Few people realize changes in the markets and economy affect estate plans. The changes create opportunities. Strategies that were not viable or were borderline in the past will preserve more wealth today. When the markets or interest rates change significantly, it is a good idea to meet with an estate planner and take a fresh […]

October 2020:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

Log In

Forgot Password