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Retirement Healthcare and Medicare

Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options

Found 315 Articles.
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Health Links

April 29, 2016

Medicare: Includes nursing home grades and other information. Check how the new Medicare prescription drug plan will affect you. Medicaid BenefitsCheckup.org: assesses a person’s needs then lists available sources of help. ElderWeb:  Links, data, and more. Caregiver help: Help and advice are available here, here, and here. Health care facilities: Get reports and information on […]

Separating the Myths and Facts of Long-Term Care

April 3, 2016

Long-term care is a great American paradox. On the one hand, most people don’t want to talk about it. A recent survey found that 25% of adults would rather go to the dentist than discuss LTC. Fewer than 30% of adults have had a conversation about long-term care planning. Yet, paying for LTC and the […]

Closing the Door to Your Greatest Fraud Risk

April 3, 2016

The recent headlines about the theft of tens of millions of personal information from health insurer Anthem shouldn’t have been a surprise, and it is the type of action you should expect to hear about regularly. Your greatest risk of being scammed or having your identity stolen might be one you don’t suspect. The big […]

A Peak Behind Diet Research

January 8, 2016

The federal government is releasing its latest five-year revision of the healthy eating guidelines. It’s based on the latest research, of course. I know people who periodically overhaul their eating habits based on what appears to be the latest research. The first problem with this is that they often rely on mainstream media presentations of […]

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Retirees Saved from Sharp Medicare Premium Increases

December 1, 2015

You might have seen reports over the summer and fall that Medicare premiums for about 30% of beneficiaries would increase 50% or more in 2016. No one has to worry about such substantial increases now, though they will pay the increases over time. The potential increases were due to some quirks in the interplay between […]

Is a Five-Star Medicare Plan Right for You?

November 1, 2015

Medicare has a star rating system for Medicare Advantage and Part D prescription drug plans. A top rating could benefit both plan members and sponsors. The plans are rated from one to five stars (with half stars awarded) based on a number of measures of quality of care, member experience, and plan administration. Five stars […]

A New Flexible, Affordable Long-Term Care Plan

November 1, 2015

The revolution in planning for long-term care continues. Longtime readers know that traditional stand-alone long-term care insurance (LTCI) policies aren’t the only way to go. Many people don’t like LTCI because of its use-it-or-lose-it nature. If you never file a claim on the LTCI policy, then you and your heirs don’t receive a financial benefit […]

Getting Ready for Medicare Decision Time

October 1, 2015

Many people make the wrong choices for Medicare. They choose the plans that aren’t best for them and consistently pay more out of pocket than they should. That’s been clear from a number of studies over the years. Some advisers conclude that 90% or more of Medicare beneficiaries spend more of their own money than […]

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