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Retirement Healthcare and Medicare

Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options

Found 311 Articles.
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Prevailing in the Long-Term Care Crisis

June 1, 2014

The good news about long-term care is that the cost is rising at a slower rate. Yet, LTC still is ex-pensive and its cost is rising at a faster rate than general inflation. The latest annual Cost of Care Survey from Genworth, the leading LTC insurer, at, found that when LTC is needed the […]

Estimating Retirement Medical Expenses

June 1, 2014

The ability to handle lifetime medical expenses is the key to a sustainable retirement, according to new studies such as one by the Employee Benefits Research Institute. Yet, medical expenses also are the wild card in retirement finance, because they are the hardest expenses to estimate. To handle the issue successfully, don’t fudge the numbers, […]

Where Your Medicare Dollars Go

April 25, 2014

The recent release of Medicare data continues to reveal valuable new information. The latest is that Medicare pays $5 billion annually for ambulance services, more than is paid to cancer doctors. More importantly, a portion of these ambulance payments go to what are essentially taxi services that are transporting patients who can drive themselves or […]

Diving Into the Medicare Data

April 21, 2014

Recently the Center for Medicare and Medicaid released a bunch of data that various people have been pouring through. Here’s an interesting post pointing out how much Medicare paid for chiropractic treatments and asserting all this is wasted money. I’ve never had a chiropractic treatment, but I know people who have. They say it works, […]


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Where Medicare Dollars Go

April 10, 2014

As the Center for Medicare and Medicaid has become more open with data, we’ve learned more about government medical spending. A few years ago we learned that treatments for what appear to be the same conditions vary greatly around the country, as do the costs and the results. This week we learned that a small […]

Medicare Cuts Delayed

April 1, 2014

In what has become an annual charade, Congress voted to defer until next year the reductions in reimbursements to doctors and hospitals under Medicare. The cuts, slated to be 24%, are used to seem to reduce Medicare spending. But each year they are deferred or changed because doctors and hospitals point out that they would […]

The Coming Medicare Advantage Cuts

March 19, 2014

Government policy for several years has been to reduce the reimbursements paid to insurers who offer Medicare Advantage plans. The plans have become very popular, now enrolling 38% of Medicare beneficiaries, according to some estimates. But the Centers for Medicare and Medicaid announced recently that the reimbursements are likely to be reduced again for 2015. […]

Medicare Prescriptions Receive a Reprieve

March 11, 2014

A few weeks ago I reported on a proposal by the Center for Medicare and Medicaid to potentially limit some drugs covered by Part D. Briefly, Medicare has six classes of drugs that are protected under the program. If a doctor prescribes a drug in that class, it is considered covered. The agency proposed that […]

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