Retirement Healthcare and Medicare

Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options

Found 292 Articles.
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medicare-prescription-drug-update

A Medicare Prescription Drug Update

July 1, 2004

The Medicare Prescription Drug Discount Card program now is up and running, producing both benefits and controversy. Seniors could sign up for a program starting May 1 and could begin using the cards June 1. Advertising for the cards by both the government and card sponsors began in May. The Centers for Medicare and Medicaid […]

medicare-drug-discount-rolled-out

Medicare Drug Discount Rolled Out

May 1, 2004

Medicare announced its first group of endorsed prescription drug discount cards. Medicare members can enroll in one of the discount programs after May 2, 2004. The cards can be used beginning June 1, 2004. The web site www.medicare.gov has a feature that makes it easy to find the discount card programs that are available to […]

the-new-private-medicare-plans

The New Private Medicare Plans

April 1, 2004

The sales pitches are back, enticing seniors to join HMOs and other private health plans. Congress has changed the law again, this time to encourage firms to offer these alternative plans to regular Medicare. In 1997 Congress reduced reimbursements to Medicare HMOs and other private Medicare plans. As a result, many HMOs stopped participating and […]

how-to-maximize-retirement-community-deductions

How to Maximize Retirement Community Deductions

April 1, 2004

A portion of long-term care expenses are deductible as medical expenses. The question taxpayers often ask is what portion of the fees paid to retiree communities, such as assisted living facilities or nursing homes, can be deducted. The Tax Court recently stepped into this issue and set some new rules. When someone enters a nursing […]

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the-medicare-overhaul-an-update

The Medicare Overhaul: An Update

March 1, 2004

We’re getting more details about the most significant parts of the Medicare prescription drug law that was enacted in late 2003. The two key provisions are Health Savings Accounts (HSAs) and prescription discount cards. The new Health Savings Accounts (HSAs) for people under age 65 were reviewed in detail in January. Recall that the accounts […]

long-term-care-insurance-worth-the-cost

Long-Term Care Insurance: Worth the Cost?

February 1, 2004

Insurers frequently lament that only 1% to 3% of those in the logical market for long-term care insurance actually buys that insurance. Their view is that most Baby Boomers are engaged in short-term thinking and that the nation will have a severe fiscal crisis as it tries to finance care for aging long-term Boomers. Consumer […]

decisions-to-make-under-your-new-medicare

Decisions to Make Under Your New Medicare

January 1, 2004

Prescription drug benefits and other changes are coming to Medicare. Let’s take a look some details, the timetable, and the actions you should consider over the next few years. Keep in mind that the prescription drug provisions are voluntary. You don’t have to leave your current benefit structure unless you want to or the provider […]

new-risks-in-health-care-insurance

New Risks In Health Care Insurance

October 1, 2003

Rising insurance premiums and medical expense are well-known risks in today’s health care market. Premiums for all types of insurance have been rising at double-digit rates for a few years. The latest data estimate premiums will increase by about 14% this year. In addition, individuals pay a higher share of medical expenses than they did […]

October 2020:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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