Retirement Healthcare and Medicare
Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
Found 310 Articles.
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Long-Term Care Insurance: Worth the Cost?
Insurers frequently lament that only 1% to 3% of those in the logical market for long-term care insurance actually buys that insurance. Their view is that most Baby Boomers are engaged in short-term thinking and that the nation will have a severe fiscal crisis as it tries to finance care for aging long-term Boomers. Consumer […]
Decisions to Make Under Your New Medicare
Prescription drug benefits and other changes are coming to Medicare. Let’s take a look some details, the timetable, and the actions you should consider over the next few years. Keep in mind that the prescription drug provisions are voluntary. You don’t have to leave your current benefit structure unless you want to or the provider […]
New Risks In Health Care Insurance
Rising insurance premiums and medical expense are well-known risks in today’s health care market. Premiums for all types of insurance have been rising at double-digit rates for a few years. The latest data estimate premiums will increase by about 14% this year. In addition, individuals pay a higher share of medical expenses than they did […]
How to Evaluate Long Term Care Insurance Policies
Few financial transactions are more complicated than buying long-term health care insurance. Also, few single transactions have potentially greater and longer-lasting consequences. We’ve covered the basics and more in past visits, most recently in June 2002 (available on the web site Archive). Let’s take a look at the next level of issues you are likely […]
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Things You Need to Know About Medicaid
Would you like free nursing home care? Almost everyone over age 65 has been exposed to seminars and other presentations promising just that. Adult children of older people, especially those already in nursing homes, get regular exposure to the ideas. Some elder law and estate planning attorneys make this promise a central part of their […]
How to Find the Best Health Care Plan
A recent headline in The Wall Street Journal said it all: “Health Benefits for Retirees Continue to Shrink, Study Says.” “Outlook Is Even Bleaker For Workers Leaving Jobs Over the Next 20 Years,” said the subheadline. Take a look at a few developments in just the last few months: Another 200,000 Medicare members will lose […]
How to Save Money with Prescription Plans?
Prescription drugs are more numerous and more important to health care. Unfortunately, buying them is getting more confusing. Unlike the early days of Medicare, today drugs are the prime treatment for many diseases and conditions. Often, diseases are treated or controlled by taking medication for life. Drugs are a big reason why, despite an older […]
Five Key Decisions to Make Before Choosing a Long Term Care Insurance Policy
The cost of long-term health care is rising, and individuals bear most of the cost. That’s why more people are considering long-term health care insurance. Before buying, know the true risks of your needing long-term care and the types of long-term care available. Then, if long-term care insurance is for you, learn how to customize […]
