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Home Equity & Senior Housing

Bob Carlson’s ideas and strategies for managing home equity and choice of housing to maintain a budget

Found 127 Articles.
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Aging In Place: How to Stay In Your Home As Long As Possible

December 29, 2017

Want to stay in your home for as long as possible? If so, here’s a plan I recommend to all my subscribers… Most older Americans say they want to stay in their homes, or age in place, for as long as they can. An AARP survey in 2015 said almost 90% of those age 65 […]

The New Retirement: Renting versus Owning a Home in Retirement

December 15, 2017

The current generation of retirees changed a lot of the rules. Here’s another one. According to this article, senior Americans are driving a lot of the growth in the rental apartment market, and most of these seniors can afford to own their homes. They don’t want to. It’s a lifestyle choice that appears to be […]


7-Step Checklist: How to Shelter Your Financial Security from Natural Disasters

December 15, 2017

The recent string of high-profile natural disasters caught many people by surprise — and created major gaps in their financial security. It can happen to any of us… It doesn’t have to be an historic hurricane, flood, or wildfire. You could be at risk from a broken water pipe, a tree falling on your home, or some other event. Bottom line: You […]

25 Scenic Places to Retire

November 20, 2017 has a unique “places to retire” list. The list pays some attention to health care and safety, but it seeks to identify the 25 most scenic places to retire. The list includes all kinds of views, from rural areas to cities. There are mountains, woodlands, beaches, downtown areas, and more. Lots of nice photos. […]


What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

New Reverse Mortgage Rules Limit Cash

October 4, 2017

The FHA announced new rules on reverse mortgages that change the cost structure and also limit the cash available to some homeowners. Here are the details. So, why the new rules? Well, this program has been a money-suck for the Federal Housing Authority. Almost one in five, 18 percent, of reverse-mortgage loans taken out from […]

Nursing Home Care: Your Kids and Your Long-Term Care

August 30, 2017

This article has a lot of interesting data about nursing home care. It explains how long people are likely to need a nursing home stay and how much it could cost. It also makes the interesting point that elderly people with adult children are likely to need less long-term care than others. You can use […]


How to Downsize in Retirement: The Financial Impact

August 10, 2017

This week we’re continuing the downsizing theme by taking a deep dive into its financial impact. I’ve learned over the years that people often downsize only to find that it doesn’t generate the cash flow they expected. Consider, for starters, what you expect to have left over from selling the old house. I’m not referring to […]


Tips for Downsizing in Retirement

August 4, 2017

Home equity and the home are the most neglected and misunderstood factors in retirement planning. Since home equity is one of the largest assets for many people, a lot of money is left on the table. Surveys indicate that about 40% of baby boomers plan to move sometime after retiring. Many people assume they’ll downsize […]

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