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Insurance for Seniors

Retirement Watch highlights how to choose and manage insurance options courtesy of guru Bob Carlson

Found 60 Articles.
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Evaluating Investment Life Insurance

June 1, 2009

The bear market in traditional assets has investors in search of different ways to invest their savings. One strategy investors are trying, if sales figures are an indication, is to invest through life insurance policies. Investment life insurance is nothing new. It was widely-used from after World War II through the 1980s. As the stock […]

New Plan for Unneeded Life Insurance

March 1, 2009

Don’t dispose of an unneeded permanent life insurance policy just yet. In 2010 there will be a new way to take advantage of these policies that you might find more profitable. A permanent life insurance policy, such as whole life or universal life, might be surplus when the reason for buying it changed. Perhaps you […]


Is Premium Term Life Insurance Worth the Cost?

August 1, 2008

Life insurance companies developed many bells and whistles to make their products more attractive to buyers. The buyers have to determine if these features are worth their additional cost. One frequent objection from potential purchasers of term life insurance is that the coverage might not be used. The policy owner could pay premiums for decades, […]


How Life Insurance has Turned Into a Valuable Hidden Asset

February 1, 2008

Most people do not use of all their assets. In fact, many people have assets they unaware of that could be exploited to better achieve their financial and personal goals. In this visit you are going to learn how recent changes have turned life insurance and insurability into very valuable hidden assets for some people. […]


What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.


How to Plug a Leak in Your Safety Net

October 1, 2007

About 60% of U.S. homes are underinsured by more than 20%, according to a survey by the Chubb Group. Many people do not understand their home-owner’s insurance and how it has changed over the years. It is not the simple product it seems to be, and many people are overlooking some key details. The more […]

estate planning

Why Life Insurance is An Important Tool in Estate Planning

September 1, 2007

After the 2001 tax law began a phaseout of the estate tax, many people concluded there was no longer a reason for life insurance and insurance trusts to be considered as part of an estate plan. Yet, there always were reasons to consider life insurance in plans, and there might be new reasons in the […]


Life Insurance: How Much Do You Need?

August 1, 2007

Few people own the right amount of life insurance, because there probably is truth in the adage that life insurance is sold, not bought. Most people avoid the topic until they have to address it. Those that do seek out life insurance often receive all their advice from one commissioned agents instead of from several […]


Long-Term Care Insurance Is Now More Lucrative

July 1, 2007

Changes are occurring that could make long-term care insurance more attractive to consumers. These changes, plus some shrewd moves by policy buyers, can ensure that more consumers have protection from the expense of long-term care at an affordable price. One change that has been taking place over the last few years is consolidation of the […]


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