Retirement Watch highlights how to choose and manage insurance options courtesy of guru Bob Carlson
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Life insurance premiums have been crashing for years. Now is the best time to buy insurance, and it is easier than ever to get the best deal. That’s because a number of services operating on the internet or through toll-free telephone numbers will survey premiums at a number of insurance companies and give you the […]
I’m not a big fan of using permanent life insurance to solve estate planning problems. I think with some planning most estate planning goals can be reached with low-cost term insurance and other strategies. But there is a type of life insurance that can be very attractive. In fact, this insurance has such a big […]
Are you one of many Americans who have too much life insurance? In last month’s visit I showed you how to determine how much insurance you need. In this visit, I’ll show you how to make the most of any excess coverage. Obviously, we’re looking at permanent cash value life insurance policies. If you have […]
Most of you have either too much or too little life insurance. It’s not your fault. Ask 10 financial professionals to estimate your life insurance needs, and you’ll probably get 10 different answers. But insurance premiums are too expensive for you to be buying excess insurance, and life insurance is too important for you not […]