Individual Retirement Accounts - IRAs
Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions
Found 388 Articles.
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Your Questions About the SECURE Act Answered
The SECURE Act continues to raise questions. This month, we dive into those I’ve been receiving from readers and try to reduce the confusion about the Setting Every Community Up for Retirement Enhancement (SECURE) Act. We start with the interplay between the SECURE Act and qualified charitable distributions (QCDs). Here’s a refresher on QCDs. A […]
Two Strategies That Beat the SECURE Act
There’s a tax bill attached to each traditional individual Retirement arrangement (IRA) and 401(k), and Congress recently tried to accelerate and increase that tax bill. That’s why, following enactment of the Setting Every Community Up for Retirement Enhancement (SECURE) Act, many IRA and 401(k) owners need to revamp their estate planning strategies. As I’ve reported, […]
Important Changes in IRAs and Other Retirement Planning Strategies You Must Know
Congress and the IRS have been busy recently making a lot of changes in IRAs and the other key elements of your retirement plan. In this edition of the retirement watch Spotlight Series, I bring all of these changes together and explain them. I can tell from the questions I receive from readers and at […]
SECURE Act Upends Retirement, Estate Planning
The SECURE Act rolled through Congress in late December and was signed into law on Dec. 20. It is time to adjust your retirement and estate plans to both the good and bad sections of the law. The Setting Every Community Up for Retirement Enhancement (SECURE) Act makes major changes in retirement plans, especially 401(k)s […]
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Update on SECURE Act
There hasn’t been much activity in Congress, so the Stretch IRA has survived a little longer. The Stretch IRA is on the verge of being eliminated by the Setting Every Community Up for Retirement Enhancement (SECURE) Act. The bill rolled through the House of Representatives by a 417 to 3 vote in May. Since then, […]
The IRS Proposed Regulations Won’t Solve Your RMD Problems
Required minimum distributions (RMDs) are the bane of many IRA owners. The IRS recently issued proposed regulations that reduce the pain somewhat, but not a meaningful amount for those with significant IRAs. You need to consider other actions to solve the RMD problems. IRA owners older than age 70½ must begin taking RMDs no later […]
RMD Mistakes, Misunderstandings and Myths You Must Avoid
A few years ago, the IRS discovered required minimum distributions (RMDs) were a potential gold mine. A study of tax returns found taxpayers ages 70½ and older made many mistakes with RMDs from IRAs and employer retirement plans. Recent surveys of taxpayers also reveal that many people aren’t well-informed about RMDs. When the IRS finds […]
RMD Mistakes, Misunderstandings and Myths You Must Avoid
A few years ago, the IRS discovered required minimum distributions (RMDs) were a potential gold mine for it. A study of tax returns found taxpayers ages 70½ and older made many mistakes with RMDs from IRAs and employer Retirement plans. Recent surveys of taxpayers also reveal that many people aren’t well-informed about RMDs. When the […]
