Retirement Watch Lighthouse Logo
Retirement Watch Lighthouse Logo

Individual Retirement Accounts - IRAs

Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions

Found 370 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

IRS Makes it Easier to Waive 60-Day IRA Rollover Requirement

September 15, 2016

New IRS guidelines make it easier to obtain a waiver for missing the 60-day requirement to rollover a distribution from an IRA or qualified retirement plan. When money or property is taken from a traditional IRA, 401(k), or other qualified retirement plan, the amount of the distribution normally has to be included in gross income. […]

Be Sure Your Heirs Don’t Mess Up Your IRA

September 15, 2016

Most of you put a lot of resources into accumulating your IRAs. They’re among the most valuable assets you own. You also took the time to include IRAs in your estate plan so they can pass to your loved ones at the lowest tax cost. You probably planned for your loved ones to benefit from […]

IRA Contributions

Understanding the Rules of IRA Contributions

September 2, 2016

Contributing to an individual retirement account (IRA) is an action that every account holder should be familiar with and comfortable doing.  While, on the surface, contributing may seem like a simple enough part of managing an IRA, it is actually an incredibly important pillar of the retirement finance sector. As an experienced IRA owner can […]

IRS Gives People a Break on IRA Rollovers

August 25, 2016

You know that when you take money from IRAs, you have 60 days to put that amount of money in the same or a different IRA or other qualified retirement plan. If you miss the 60-day deadline, you have to treat the amount as a distribution and include it in gross income. The IRS could […]


In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. 

Two Ways to Avoid IRA RMDs with No Out-of-Pocket Cost

August 23, 2016

We’ve been in the vanguard of showing owners of traditional IRAs how to maximize the after-tax value of the IRAs left to heirs. We do that by minimizing or avoiding required minimum distributions (RMDs) and searching for ways to turn IRAs into tax-free, guaranteed money. In the past, I’ve shown you several strategies that achieve […]

Avoiding Dangerous IRA Investments

August 23, 2016

We addressed the Checkbook IRA last month that lets you own nontraditional assets in your individual retirement account (IRA). Set it up properly, and your IRA isn’t restricted to the usual mutual funds and publicly listed stocks and bonds. There are quite a few investments you can own through the Checkbook IRA (also known as […]


Nine Important Things to Know about Contributing to IRAs

August 4, 2016

Individual retirement accounts (IRAs) offer a great way for an investor to prepare for the future. However, IRAs also can be potentially confusing, while requiring attention from investors who often may prefer to spend minimal time and effort. The following tips are intended to help you and other investors manage an IRA account successfully. What […]

Taking Advantage of the True Self-Directed IRA

July 21, 2016

A world of investment opportunities is open to individual retirement accounts (IRAs). In addition to stocks, bonds and mutual funds, your IRA can invest in real estate, private businesses, hedge funds, mortgages, tax liens and more. But most IRAs can’t take advantage of the flexibility the law allows, because the custodians and trustees restrict the […]


Log In

Forgot Password