Individual Retirement Accounts - IRAs
Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions
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Best Ways to Help Grandchildren
One of the best tools you can use to help a child or grandchild is a Roth IRA. Created as retirement accounts, you can’t do better for estate planning and transferring wealth. You’ve probably heard the advantages of Roth IRAs. Earnings of the Roth IRA are not taxed, and neither you nor your beneficiary pays […]
New Rules Help IRAs Last For Decades
New rulings from the IRS make it easier to preserve your IRA for a generation or more. Your children and grandchildren can use tax deferral even longer, and IRAs can be customized for each heir. But you have to take action to benefit from these rulings, and you should leave instructions for your heirs. Otherwise, […]
How to Beat the Tax On Your IRA
How much of your IRA will make it to your heirs? If you are like most people, your IRA is your most valuable asset. But by the time it reaches your heirs, it will be worth less than one half what it is now. Estate taxes will take the first chunk out of the IRA. […]
Three Estate Planning Strategies To Build a Legacy with Roth IRA
You can leave your heirs the gift of almost perpetual tax free growth. That’s not a small gift, and it is one your heirs are likely to appreciate as each year passes. It is easy to do, thanks to Congress, and it won’t cost you much. The vehicle you use to set up this tax-free […]
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Last Chance for Roth IRA Conversions
It is decision time for Roth IRA conversions. By letting the decision slip past Dec. 31 you miss a very profitable gift from Congress. As you probably know, Congress created the Roth IRA, which accumulates income and gains tax free, and from which all withdrawals are tax free. Another benefit of the Roth IRA is […]
Roth IRA Updates
Virtually any question you have about Roth IRAs has its answer on the World Wide Web. There are a number of web sites focusing on roth iras. Perhaps your best starting point is www.rothira.com, a site devoted exclusively to Roth IRAs. You’ll find articles on line and references to books and seminars, as well as […]
A Roth IRA – Estate Planning For Your Grandchild’s Retirement
I keep scratching for traps in the new Roth IRAs. Surely Congress and the President wouldn’t create a vehicle with a genuine incentive to save and invest, I cynically think. But it is tough to find a major trap in the Roth IRA. In fact, there seem to be many attractive ways to use Roth […]
