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Individual Retirement Accounts - IRAs

Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions

Found 369 Articles.
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The Key IRA Mistakes, Lost Opportunities to Avoid in 2021

December 21, 2021

Every day, retirement account owners and beneficiaries trigger unnecessary taxes and penalties through mistakes, oversights and missed opportunities. IRAs, 401(k)s and other retirement accounts are among the most valuable assets most people own and also are among the most complicated and misunderstood. The mistakes and oversights can occur at every stage of IRA ownership, and […]

6 Year-End Strategies for IRAs and 401(k)s

December 5, 2021

Retirement plans are in the news a lot these days, and it’s more important than usual this year for many owners of IRAs and other retirement plan accounts to focus on year-end strategies. Congress is considering raising income tax rates and eliminating many long-time retirement planning strategies. You need to consider the potential changes in […]

Estate Planning

Could Your IRA & 401(k) Wind Up Paying Off Your Heirs’ Creditors?

November 28, 2021

As part of your estate plan, you need to consider whether it’s possible your IRA or 401(k) could end up in the hands of creditors of one of your heirs. A general rule is that qualified retirement plans are exempt from bankruptcy claims. But that general rule applies only to the original owner of the […]

Key Year-End Issues for IRAs and 401(k)s

November 27, 2021

Retirement plans are in the news a lot these days, and it’s more important than usual this year for many owners of IRAs and other retirement plan accounts to focus on year-end strategies. Congress is considering raising income tax rates and eliminating many long-time retirement planning strategies. You need to consider the potential changes in […]

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IRAs

Beware: Scams Targeting Self-Directed IRAs

November 7, 2021

Interest in true self-directed IRAs is increasing, and that naturally is increasing the number of scams targeting self-directed IRAs. The scams target primarily retirees and older Americans. A true self-directed IRA is one that essentially can invest in any asset allowed under the tax code. The tax code prohibits an IRA from owning only life […]

Don’t Let Your Heir’s Creditors End Up with Your Retirement Funds

October 21, 2021

As part of your estate plan, you need to consider whether it’s possible your IRA or 401(k) could end up in the hands of creditors of one of your heirs. A general rule is that qualified retirement plans are exempt from bankruptcy claims. But that general rule applies only to the original owner of the […]

Beware of the Scams Using Self-Directed IRAs

October 21, 2021

Interest in true self-directed IRAs is increasing, and that naturally is increasing the number of scams based on self-directed IRAs. The scams target primarily retirees and older Americans. A true self-directed IRA is one that essentially can invest in any asset allowed under the tax code. The tax code prohibits an IRA from owning only […]

Be Sure Your Rollover is Done Right

September 29, 2021

Though the rollover is the most frequent IRA transaction, most people do only a few rollovers during their lifetimes. A consequence of this inexperience is that too many mistakes are made and people pay unnecessary taxes and penalties on their retirement nest eggs. There are more than 30 types of rollovers, though taxpayers often know […]

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