Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions
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There’s a lot of interest this year in converting traditional IRAs and 401(k)s to Roth IRAs, and that’s caused a lot of people to ask about the confusing “five-year rule” for Roth IRAs. We recently had a teleforum with my readers, and the five-year rule was among the most-asked questions sent by email before the […]
The required minimum distribution from a qualified retirement plan varies from year to year. The amount depends on the age of the account owner or beneficiary and the account balance. What Is the Required Minimum Distribution? The required minimum distribution (RMD) rules limit the extent to which an individual can use the tax deferral of […]
Officials in Washington, D.C., are planning to enact a series of laws that will affect your income and estate taxes and will especially affect your IRAs and other retirement plans. This year could be your best chance to take actions that will maximize the after-tax wealth you and your family receive from retirement accounts.On May […]
The IRS recently issued an interpretation of the SECURE Act that surprised most, if not all, professionals who have reviewed the law. The Setting Every Community Up for Retirement Enhancement (SECURE) Act, enacted in December 2019, contained a number of provisions related to retirement and estate planning. One of those provisions eliminated the Stretch IRA […]
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more.
A lot has changed about IRAs in the last couple of years, and more changes are coming if the president and majority in Congress have their way. It is important to reassess your strategies. Required minimum distributions (RMDs) don’t have to begin until age 72 for anyone who turns 72 after December 31, 2019. Contributions […]
The required minimum distribution (RMD) rules limit the extent to which an individual can use the tax deferral of a qualified retirement plan. RMD rules dictate when distributions must be made from the retirement plans of certain taxpayers. The rules apply to all qualified retirement plans, including traditional IRAs and 401(k)s. But the rules that […]
The tax code and regulations have detailed and specific rules concerning who must take required minimum distributions (RMDs), when they must be taken, and how they are calculated. But there is no guidance about what a retirement plan owner or beneficiary can do with the RMD. So let’s clear up some of the confusion. First […]
The required minimum distribution (RMD) rules limit the extent to which an individual can use the tax deferral of a qualified retirement plan. The RMD rules dictate when distributions must be made from the retirement plans of certain taxpayers. The RMD rules apply to all qualified retirement plans, including traditional IRAs and 401(k)s. But the […]
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