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Individual Retirement Accounts - IRAs

Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions

Found 360 Articles.
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How to make the best of a rollover of a retirement plan?

December 1, 2004

One of the biggest obstacles to effective retirement planning is the number of complicated decisions that are made only once or twice in a lifetime. A lot of research is required to make the right decisions, and the wrong decision can cost thousands of dollars in taxes or more in reduced benefits during retirement. Yet, […]


How to keep the Inherited IRAs from the IRS?

October 1, 2004

You work hard to manage your IRAs and set them up just right. One reason is so your heirs will get the maximum benefit from the IRAs. Unfortunately, heirs rarely know what the owner had in mind or what the IRS requires when IRAs are inherited. As a result, the IRS gets thousands of extra […]


Are IRAs, 401ks Still Good Ideas?

September 1, 2004

Many aspects of retirement planning changed over the last decade. One piece of conventional wisdom that has endured is to maximize contributions to IRAs and 401(k) plans. I’ve questioned that in the past, and it is time again to question this advice. IRAs and 401(k)s are tax shelters. Changes in the tax law alter the […]


High Level Asset Protection with a Super IRA

July 1, 2004

This month we wrap up our sessions on the Super IRA. In the May issue I explained how an IRA can be invested in real estate, private companies, mortgages, and a wide range of other investments. You learned where to find custodians who will allow such investments in IRAs. You also learned how to increase […]


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What you Can and Cannot do with a Super IRA

June 1, 2004

Last month I explained how you can create a Super IRA, also called an LLC IRA.  You learned how to find a custodian for a true self-directed IRA, one that allows you to invest the IRA in real estate, private companies, and a host of other assets. Now, let’s look at exactly how to exploit […]


How to Put Real Estate in Your IRA?

May 1, 2004

Does your IRA have to be invested in publicly-traded securities or mutual funds? Few people realize that the answer is “no.” The IRA actually is one of the most flexible investment vehicles available. An IRA can be invested in real estate, private companies, hedge funds, separately managed accounts, mortgages, and a host of other assets. […]


Should You Empty Your IRA Early?

October 1, 2003

Every general rule has its exceptions. IRAs are no different. The general rule for IRAs is to leave investments in them as long as possible. Your wealth will increase if income and gains are allowed to compound tax deferred as long as possible. We demonstrated that in the September 2003 discussion of which retirement accounts […]


How to Avoid Inherited IRA Disasters

October 1, 2003

IRAs are more complicated than most people realize. It can be especially tricky to inherit an IRA. It is not unusual for IRA heirs to misunderstand these complicated vehicles. A wrong move or two triggers high taxes, often causing most of the IRA to end up with the IRS. Income taxes can take 35% or […]


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