Individual Retirement Accounts - IRAs
Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions
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4 IRA & Retirement Account Mistakes You Might Make in 2022
Every day, retirement account owners and beneficiaries trigger unnecessary taxes and penalties through mistakes, oversights and missed opportunities. And while IRAs, 401(k)s and other retirement accounts are among the most valuable assets most people own… They’re also are among the most complicated and misunderstood. The mistakes and oversights can occur at every stage of IRA […]
What You Need to Know About IRA Conversions in 2022
In 2022, we mark the 25th anniversary of the Roth IRA amid a surge in its popularity. The Roth IRA was created in the Taxpayer Relief Act of 1997, and the first Roth IRAs were opened in 1998. The IRA is named after its sponsor, Sen. William Roth, of Delaware. Sen. Roth also co-sponsored the […]
The Key IRA Mistakes, Lost Opportunities to Avoid in 2021
Every day, retirement account owners and beneficiaries trigger unnecessary taxes and penalties through mistakes, oversights and missed opportunities. IRAs, 401(k)s and other retirement accounts are among the most valuable assets most people own and also are among the most complicated and misunderstood. The mistakes and oversights can occur at every stage of IRA ownership, and […]
6 Year-End Strategies for IRAs and 401(k)s
Retirement plans are in the news a lot these days, and it’s more important than usual this year for many owners of IRAs and other retirement plan accounts to focus on year-end strategies. Congress is considering raising income tax rates and eliminating many long-time retirement planning strategies. You need to consider the potential changes in […]
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Could Your IRA & 401(k) Wind Up Paying Off Your Heirs’ Creditors?
As part of your estate plan, you need to consider whether it’s possible your IRA or 401(k) could end up in the hands of creditors of one of your heirs. A general rule is that qualified retirement plans are exempt from bankruptcy claims. But that general rule applies only to the original owner of the […]
Key Year-End Issues for IRAs and 401(k)s
Retirement plans are in the news a lot these days, and it’s more important than usual this year for many owners of IRAs and other retirement plan accounts to focus on year-end strategies. Congress is considering raising income tax rates and eliminating many long-time retirement planning strategies. You need to consider the potential changes in […]
Beware: Scams Targeting Self-Directed IRAs
Interest in true self-directed IRAs is increasing, and that naturally is increasing the number of scams targeting self-directed IRAs. The scams target primarily retirees and older Americans. A true self-directed IRA is one that essentially can invest in any asset allowed under the tax code. The tax code prohibits an IRA from owning only life […]
Don’t Let Your Heir’s Creditors End Up with Your Retirement Funds
As part of your estate plan, you need to consider whether it’s possible your IRA or 401(k) could end up in the hands of creditors of one of your heirs. A general rule is that qualified retirement plans are exempt from bankruptcy claims. But that general rule applies only to the original owner of the […]
