Found 35 Articles.
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Sometimes the traditional strategies to reduce estate taxes are not practical or appealing. It might be difficult to give away an asset in increments over the years to make tax-free gifts. Or you might want to retain control of your assets for life. There are a lot of reasons why someone might not want to […]
In last week’s edition of Retirement Watch Weekly, I introduced readers to the Family Bank Strategy. Today, we’ll answer some commonly asked questions about it, starting with… Who should consider the Family Bank Strategy? One good candidate is someone who is keeping money in conservative investments as a safety net or in case someone in […]
Have you heard of the “Secret 770 Account” and “The President’s Account?” Or maybe you’ve seen these: Banking on Yourself® or “Infinite Banking?” Or perhaps even these: “Becoming Your Own Banker,” “The Personal Bank,” or “The Retirement Miracle?” If you read financial publications, especially online, you almost certainly have come across some of these. You’ve […]
Billions of dollars of life insurance benefits go unclaimed each year, and it’s mostly the fault of the people who bought the insurance. You buy life insurance to provide financial protection to loved ones. They might need the money to pay debts, bills, taxes and more. The insurance also can provide a nice legacy.Yet, too […]
In last week’s edition of Retirement Watch Weekly, we re-examined some factors and tools of estate planning that were altered by the new estate tax regime. Today, we’ll complete the list… […]
Because of the still relatively new estate tax regime, some factors and tools of estate planning need to be looked at differently than before. Here’s the first area we’ll review… Life insurance. Traditionally the main reason to buy permanent life insurance was to help pay for estate taxes. The number of people with that need […]
Your estate isn’t likely to be subject to the federal estate tax, so you don’t need life insurance. Right? Maybe not. Permanent life insurance was a mainstay of estate planning when even most middle class families faced the federal estate tax. It ensured taxes were paid and loved ones had a legacy. With estates valued […]
Let’s begin the year by revealing the facts behind some rather questionable marketing pitches for Estate Planning. Have you heard of the Secret 770 Account? The President’s Account? What about Banking on Your-self® or Infinite Banking? Becoming Your Own Banker, The Personal Bank, or The Retirement Miracle? If you read financial publications, especially online, you […]
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