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Long-Term Care Insurance

Found 66 Articles.
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choosing-a-long-term-care-policy

Five Key Decisions to Make Before Choosing a Long Term Care Insurance Policy

March 1, 2002

The cost of long-term health care is rising, and individuals bear most of the cost. That’s why more people are considering long-term health care insurance. Before buying, know the true risks of your needing long-term care and the types of long-term care available. Then, if long-term care insurance is for you, learn how to customize […]

finding-a-solution-for-long-term-care

Finding A Solution For Long-Term Care

February 1, 2002

Americans are seriously misinformed about Medicare’s coverage of long-term health care. The oldest Americans – those most likely to need long term medical care – are the most misinformed. In a recent survey by Carequest, Inc., 63% of respondents age 65 and older either didn’t know or gave the wrong answer to a basic question […]

the-right-long-term-care-policy-for-you

The Right Long-Term Care Insurance Policy for You

July 1, 2001

Many of you should at least consider purchasing a long-term health care policy. In high cost of living areas, anyone with net assets between $200,000 and $2 million should take a look at the policies. In lower-cost areas, a lower net worth merits a look at the policies. That doesn’t mean each of you should […]

The Truth About Life Insurance Trusts

Life & Long-Term Care Insurance In One Package

June 1, 2001

Sales of long-term care insurance are stalled. Only about 2% of the target market buy the policies. The latest attempt to make long-term care health insurance attractive is to combine it with life insurance, making both products more attractive. Here’s the pitch in these new policies. The long-term care insurance is there if you ever […]

low-cost-ways-to-pay-for-long-term-care

Low-Cost Ways to Pay for Long-Term Care Insurance

January 1, 2001

Long-term care insurance isn’t very popular. Insurers estimate that only about 2% of those who should consider long-term care insurance have purchased it. Some of the reasons for this are quite good. There are other, affordable ways to pay for long-term care without leaving your heirs high and dry. One reason people avoid long-term care […]

best-ways-to-pay-for-extended-care

Best Ways To Pay For Extended Long Term Care

November 1, 2000

One of the most stressful and difficult financial decisions is planning for possible long term health care expenses. Individuals of all ages struggle over how to provide for the possibility of significant long-term health care costs. Should they buy long-term care insurance? If so, how should they pay for it? Are there other options? Nursing […]

long-term-care-easy-pay

The Easy Way To Pay for Long Term Care

January 1, 2000

Financing potential long-term care expenses can be complicated and expensive. Nationally, a month in a nursing home ranges from $3,000 to $6,000, and is rising faster than general inflation. That’s why many people do no planning. Another reason is that half of nursing home stays are for 90 days or less, and Medicare pays for […]

tips-long-term-care-policy

Tips on Choosing a Long Term Care Insurance Policy

May 1, 1999

You’ve decided to buy a long-term health care insurance policy. Now you need the right policy to cover your needs at a reasonable cost. The wrong policy won’t cover everything you want or will cost too much. Here’s how to shop for a long-term care policy. First, decide how much care to finance. Many stays […]

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