Retirement Investing
Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely
Found 846 Articles.
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An Investment Strategy for All Markets
Most investment strategies aren’t based on long-term data or good theory. They work only at certain times. But those promoting the theories often don’t understand the limits and don’t convey the limits to the rest of investors. That’s why a good rule of thumb is that an investment strategy will stop working as soon as […]
November 2011
December 1, 2011 11:15 a.m. Responding to the Central Bankers’ Big Move Central bankers made a big splash Nov. 30 with coordinated announcements to make dollar loans available to European banks at lower interest rates. Global markets in risky assets responded with large gains. Here’s my take. There’s been a quiet run on European banks […]
Why Many Personal Finance Decisions are Wrong
I regularly encourage Retirement Watch readers to fight their intuition when making personal finance decisions. The actions that people are most comfortable with and that are instinctive often are bad decisions. I know that from seeing the decisions people make and from conducting detailed, independent research before making a recommendation in the newsletter or web […]
Reviewing the “Buckets Investing Strategy”
There are many ways to manage your money during retirement. Only a few of them work. One that I’ve recommended for some time and that seems to work for some of my readers is known as “the buckets strartegy.” You can read about it in some detail here, but here’s a summary. You divide your […]
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The Estate Planning Tricks of Withdrawing Cash from 529 Plans
Tax-saving vehicles never are as straightforward as they seem. Section 529 college savings plans sometimes fall into that category. You need to consider a few Estate Planning tricks when taking distributions from the plans. The basics of 529 plans are simple. Anyone can put money in a plan for the benefit of someone else. There […]
September 2011
September 27, 2011 10:45 p.m. Your Retirement Finance Week in Review You probably noticed that I changed the delivery date of this week’s e-mail. I plan to move our weekly discussion to Tuesdays and Wednesdays. Many of you told me that your e-mail inboxes are crowded on Mondays and Fridays. Tuesday and Wednesday are better […]
How You Buy Gold Matters
It’s no secret that gold’s been rising rapidly. But not all investors who saw this coming and sought to profit from it are doing well. Some investors bought shares of gold mining companies or mutual funds that do the same. Normally, that’s a good move. The mining companies usually rise more than the price of […]
Time to Buy Stocks?
With stocks in a downdraft and well below recent highs, it’s time to consider the unthinkable question: Is this a good time to add to your stock positions? Let’s look at two pieces of data. The first is the net flows of mutual funds. Investors have been pulling money out of equity mutual funds for […]
