Retirement Planning
Bob Carlson shares miscellaneous advice on retirement and related topics
Found 101 Articles.
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The Recent Turmoil in Master Limited Partnerships
Please help make my book an award winner. The revised edition of “The New Rules of Retirement” is nominated for Best Retirement Book by Senior Homes. The highest online vote-getter will be the winner. To vote, click here. Then, scroll down the page until you see “The New Rules of Retirement.” Click the “Vote” bar […]
Retirement Account Balances Back to Record Highs
The extended bull market in stocks has helped restore IRA and 401(k) account balances hit record highs for the third consecutive quarter, according to Fidelity Investments. Also helping boost balances, of course, are higher contributions from employers and employees. Employees put a record average of $5,850 into their 401(k)s over the past 12 months, a […]
7 Key Retirement Questions You Need to Answer When You’re 50 or Older
Successful Retirement has a blueprint. Whether you already are retired or retirement is years away, you can follow the blueprint to enhance your financial independence. You should have a written retirement plan. Developing a plan requires you to carefully consider key issues, and surveys of retirees show those who had written plans are more satisfied. […]
How Much Should You Save For Retirement Each Year?
This article is mostly for younger people who are wondering what percentage of their income they should be saving for retirement. The thesis of the article is that there is no good rule of thumb. Each rule mentioned in the article has pros and cons. Here’s a point not made in the article. Save a […]
Managing Debt, Income, and Savings
There’s a new book out by Thomas Anderson, The Value of Debt in Building Wealth. The title gives the impression that people should be in debt to maximize wealth, but that’s not what it says, according to this review. Instead, it says that people should be focus on either being debt free or leveraging their […]
Poor on $500,000 Annually and its Impact on Saving for Retirement
This blog post discusses a segment of the population that has household incomes of $500,000 annually or more. But the households basically have all their money committed before its earned aren’t saving enough to replace their incomes in retirement. The phenomenon applies mostly to people in their 30s or 40s who have children. Both parents […]
Beating the Downsizing Surprises
The home and home equity are the most neglected and misunderstood factors in retirement planning. Since home equity is one of the largest assets of many people, a lot of money is left on the table. Surveys indicate that about 40% of baby boomers plan to move sometime after retiring. Many people assume they’ll downsize […]
Is Early Retirement Over?
The choices of older workers will have a lot of influence on U.S. growth in coming years. The population is aging, and that usually reduces growth. But last year there was a break in a long trend. Older Americans didn’t retire at the same rate as in recent years. Maybe it’s a blip. But maybe […]
