Retirement Planning

Bob Carlson shares miscellaneous advice on retirement and related topics

Found 82 Articles.
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how-improved-websites-boost-your-benefits

How Improved Websites Boost Your Benefits

October 1, 2008

Government benefits are complicated. It often is difficult to understand the rules well enough to maximize benefits from Social Security and Medicare. The government agencies know this and in response recently added features to their web sites to make it less painful to learn your benefit options. I have reviewed these features and believe they […]

should-you-take-that-early-retirement-offer

Should You Take that Early Retirement Offer?

May 1, 2008

With the economy slowing more people have to face one of work life’s more difficult issues:  Should the early retirement offer be accepted? Evaluating the value and merits of a buyout offer can be difficult, because the offer contains many parts. Here is a summary of key points to consider when a buyout offer is […]

retirement

The 80%-2% Retirement Savings Solution

July 1, 2007

The best financial move a person can make is to start saving and investing early. That also is the hardest lesson to teach young people. Retirement is a distant, abstract concept, and young people tend to be present-oriented. Young people also are daunted by the amount of money they should accumulate by the time they […]

estate planning

Are You Saving Too Much for Retirement?

June 1, 2007

People are saving more for retirement than is generally believed, but are they saving enough? Or are they saving too much? Two recent studies found that most people are on course to have enough saved for retirement. One study surveyed those born between 1931 and 1941 and found that at least 80% accumulated adequate funds […]

how-are-you-doing

Retirement Planning: How Are You Doing?

May 1, 2007

Financial and retirement planning start with answering the question in the headline. After determining how you are doing, the next step is to define the actions that are needed to either help you do better or at least maintain your current status. Answering the first question is not as easy as many people suppose. Traditionally, […]

planning-your-retirement-whats-really-important

Planning Your Retirement: What’s Really Important?

November 1, 2006

Most people do their retirement planning backwards. They are guided that way by conventional advice and advisors. Retirement is more fulfilling and the planning is easier if the steps taken are a little different than those in the conventional planning process. The traditional retirement plan begins with money. The first step or series of steps […]

your-personal-backup-plan

Your Personal Backup Plan

October 1, 2005

A natural disaster destroys more than property. It also destroys financial records and other important documents. Many evacuees from Katrina say that they cannot even prove who they are, because they lost driver’s licenses, passports, birth certificates, and other identification in the hurricane and its aftermath. The traditional advice is to preserve important documents in […]

setting-up-your-financial-protection-plan

Setting Up Your Financial Protection Plan – Insurance

October 1, 2005

Hurricane Katrina has a lot of people thinking about their insurance for homes, autos, belongings, and personal liability. Most people have a lot of their insurance wrong. They have coverage gaps or are paying too much. Don’t wait until you need the coverage to discover there is a problem. Review your insurance every year or […]

November 2020:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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