Retirement Spending
Found 153 Articles.
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Identity Theft’s Latest Trend
Identity theft is the fastest-growing crime in the U.S. The computer crime known as phishing is becoming the prevailing form of ID theft. Preventing phishing requires diligence. One thing is clear: credit card companies won’t provide much help. Prevention will depend on your efforts. Phishing involves using e-mail to get a computer user to reveal […]
A Few Ways to Save Money
There are two ways to save money. One way is to cut nickels and dimes off each purchase. The other way, which we’ll look at in this visit, is to save a lot of money on a few big dollar expenses. Let’s see how you might be able to save big dollars on a few […]
How to Spot and Avoid Scams
Corporate accounting and mutual fund scandals are not the biggest scam risks to investors. Identity theft is a big risk, but you don’t want to focus on it so much that you lose track of the other frauds coming your way. Versions of the old-fashioned Ponzi scheme proliferate. Retirees and those close to retirement still […]
How Much to Save and Invest for Retirement
Americans are confident they will have comfortable retirements. Seventy percent of Americans age 25 and older told the Retirement Confidence Survey for 2004 they are confident of achieving a comfortable retirement. Yet only 58% were actively saving for retirement, and only 42% ever tried to calculate the amount of money they will need in retirement. […]
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Which Way for Inflation
Is the inflation surge temporary, or is it a longer-term condition that needs strong Federal Reserve action to correct? That question will hover over the markets for at least a year. Until the answer is clear, it is best to invest with balance, diversification, and a solid margin of safety. The one-year inflation rates suddenly […]
More Ways to Prevent ID Theft
Identity theft continues to increase, and older Americans are prime targets of this crime. That’s why we constantly are looking for ways to prevent the crime and to protect your identity and wealth. Here are some new strategies to consider along with the strategies mentioned in past visits. When paying a credit card bill by […]
Little-Known Money-Saving Deals
Official figures say inflation is under control, but some of your regular expenses are rising steeply. You can beat many of these cost increases. You also can maximize savings on other expenses by doing some smart comparison shopping. Auto insurance. There is a revolution taking place in automobile insurance, sparked by Progressive Insurance. Instead of […]
The Rising Cost of Retirement
The standard retirement planning advice is to plan on spending 65% to 85% of your pre-retirement income each year of retirement. Unfortunately, that is a fallacy. Following that advice could diminish your retirement. Proof is in the latest Retirement Replacement Ratio Study, sponsored by Aon, a financial services company, and conducted by professors at Georgia […]
