Retirement Spending
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Latest Ways to Prevent the New ID Theft
Identity theft continues to be the fastest-growing crime in the U.S. It also is among the most devastating. Credit records are ruined – which can affect employment and other opportunities. Also, significant time and money must be expended to correct the record and other consequences. You can protect yourself from ID theft, as we’ve discussed […]
Do It Yourself or Not? How to Decide
Many Americans, especially homeowners, face this constant dilemma: Should we do it ourselves or contract it out? Today, this is a headline-grabbing issue for many businesses. They even must decide if work should be contracted locally or to some lower-wage country around the globe. Yet, before it reached the desks of top executives, almost every […]
The Medicare Overhaul: An Update
We’re getting more details about the most significant parts of the Medicare prescription drug law that was enacted in late 2003. The two key provisions are Health Savings Accounts (HSAs) and prescription discount cards. The new Health Savings Accounts (HSAs) for people under age 65 were reviewed in detail in January. Recall that the accounts […]
New ID Theft Protections
A new law was enacted fairly quietly at the end of 2003. It promises greater protection against identity thieves and more help for victims of the crime. Identity theft is believed to be the fastest growing crime of recent years. The Federal Trade Commission estimates that in 2002 there were 9.9 million victims of ID […]
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How Much To Spend Safely in Retirement
The greatest fear of most retirees is outliving their money. A fair amount of research has been devoted to developing spending rules retirees can follow to avoid doing that. This month I want to show you a new way to determine how much to spend safely. Most retirement plans begin with an estimate of both […]
The New Look in Identity Theft
Identity theft still is the fastest-growing crime in the nation. But the crime is changing as individuals and authorities become more aware of the problem. The good news is that victims are discovering ID theft crimes faster. The bad news is that the effects are more costly and longer-lasting. The crime now is discovered within […]
Here Come the New Money Grabbers
The all-in-one, unlimited use offer is sweeping the marketplace. It also is likely to waste a big chunk of your change. The most prominent offers taking advantage of this trend are for telephone service. Most major telephone companies now are widely-promoting unlimited use – or all-you-can-call – plans. The companies offer local, long distance, and […]
Your Firewall Against Investment Scams
Scam artists are developing more cunning cons, and you are among their prime targets. Fortunately, new help is available to protect your wealth. Older Americans always have been the targets of scam artists. Seasoned Americans tend to have more money than younger citizens do and also seem to be more trusting. Now, those in retirement […]
