Retirement Spending
Found 153 Articles.
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How to Beat Inflation
A few economists continue to worry about deflation. Yet, the cost of the key goods and services most people buy keeps rising. Beating rising costs remains an important goal for those saving for retirement or striving to maintain their standard of living in retirement. Fortunately, you can reduce the cost of some important living expenses. […]
How to Beat The High Cost of Investing
Cutting the cost of investing is more important than it has been in years. Expenses didn’t matter much when the stock market returned over 20% annually and bonds yielded over 8%. In the next 10 years, however, I expect bonds won’t return more than their current yields, and the annual average return from stocks will […]
Why Are Seniors Vulnerable?
If you are older than 50, you are a target for fraud. Scam artists know that they are more likely to be successful against an older person than against the rest of the population. Experts estimate that over $40 billion is lost to fraud each year. The traditional assumption is that the victims of fraud […]
Investing With The Inner Circle
Investment returns are down, leading many people to seek alternative sources of safe, sure returns. It also brings out the scam artists. A leading scam these days (#5 in the top 10 of the North American Securities Administrators Association) is known as the “prime bank” scheme. The scam is perfectly designed to attract the average […]
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Best Way To Stop ID Theft
Identity theft cases doubled from 2001 to 2002. A report from the Federal Trade Commission revealed that ID theft complaints to the government rose from 86,000 to 162,000, and for the third year ID theft was the most reported type of fraud. The government believes most thefts go unreported and that about 700,000 ID thefts […]
Easy Ways to Cut Costs and Boost Wealth
It is not as easy to increase wealth through investing as it was a few years ago. To boost wealth, investment returns have to be supplemented with cost cutting. Many firms are making this more difficult by increasing prices and various fees. Here’s my quick review of the best ways many of you can increase […]
Warning: Viatical Settlement
Interest rates are at their lowest levels in 40 years. Yields are too low for many people to meet their goals. That sends them in search of higher yields, and that attracts the scam artists. One spreading scam involves something known as a “Viatical Settlement.” The viatical settlement is a legitimate arrangement, but many of […]
Protecting Against ID Theft
Identity theft will be the crime of the millennium. It dominated the news recently when three credit card company employees were arrested for selling the data of 30,000 customers for $100 each. Fraud is perhaps the most common crime, and ID theft is another form of fraud. ID theft is growing rapidly, however, and soon […]
