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Retirement Spending

Found 155 Articles.
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warning-viatical-settlement

Warning: Viatical Settlement

February 1, 2003

Interest rates are at their lowest levels in 40 years. Yields are too low for many people to meet their goals. That sends them in search of higher yields, and that attracts the scam artists. One spreading scam involves something known as a “Viatical Settlement.” The viatical settlement is a legitimate arrangement, but many of […]

Protecting Against ID Theft

January 1, 2003

Identity theft will be the crime of the millennium. It dominated the news recently when three credit card company employees were arrested for selling the data of 30,000 customers for $100 each. Fraud is perhaps the most common crime, and ID theft is another form of fraud. ID theft is growing rapidly, however, and soon […]

how-social-security-can-help-your-spouse

How Social Security Can Help Your Spouse

December 1, 2002

A key issue everyone faces is when to begin Social Security benefits. One aspect of this decision that is easy to overlook is how the choice could affect a spouse’s lifetime income. We’ve discussed when to begin Social Security benefits in past visits, most recently in the May 2002 issue (available in the Archive of […]

retirement-wealth

How To Ensure Your Wealth Lasts During Retirement

November 1, 2002

How long will your nest egg last? Everyone who considers retirement asks that question. The question is more important as the bear market stretches on and the government confirms that life expectancy continue to increase. Long lives and an extended bear market highlight a shortcoming in many retirement plans. The traditional retirement plan assumes an […]

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how-to-get-best-deal-on-a-car

How to Get The Best Deal on a Car

July 1, 2002

Car buying has changed dramatically. Not long ago, the route to a good deal on a car was simple. Find the manufacturer’s invoice price of a new car and offer enough above that to give the dealer a reasonable profit. For a better deal, wait to buy during the traditional sale season from November through […]

prescription-plans-save-money

How to Save Money with Prescription Plans?

June 1, 2002

Prescription drugs are more numerous and more important to health care. Unfortunately, buying them is getting more confusing. Unlike the early days of Medicare, today drugs are the prime treatment for many diseases and conditions. Often, diseases are treated or controlled by taking medication for life. Drugs are a big reason why, despite an older […]

when-to-begin-social-security

When To Begin Social Security?

May 1, 2002

Big changes are coming to Social Security. I don’t mean anything Congress or the President might do. These changes were put in place in the 1980s and are just taking effect. These changes affect the retirement of everyone who won’t begin receiving Social Security benefits by the end of 2002 and will influence when people […]

work-after-retirement

Should you go back to work after retirement?

April 1, 2002

Sometimes work doesn’t really pay. The sad fact is that older Americans have to analyze this issue carefully before taking a job. While the situation improved after 1997 and 2000 law changes, if you are receiving Social Security benefits returning to paid employment actually could cost you money. I regularly hear from subscribers whose marginal […]

March 2021:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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