Retirement Watch Lighthouse Logo

Retirement Spending

Found 153 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

High Inflation and Interest Rates on the Way? The Impact of an Aging Population

September 25, 2017

This paper argues that the low global inflation since the early 1980s is partly due to demographic changes. In particular, a growing global labor market kept a ceiling on wages, which kept a ceiling on prices. It also increased productivity. Those trend of a growing global labor market is reversing. Therefore, over the next few […]

Planning Your Spending Strategy

September 1, 2017

The spending strategy is one of the most import and yet overlooked parts of a retirement plan. The spending strategy — also called a distribution, drawdown, or withdrawal strategy — reduces the risk of running out of money during retirement by setting the maximum amount you should spend from the nest egg each year. I’ve […]

Affluent Retirees Scared to Spend During Retirement

May 17, 2017

America’s affluent retirees are sitting on piles of cash that they don’t want to spend. A new survey points out that many people who are in their 80s today have more wealth than they did in their 60s and 70s, and that’s because they steadily reduce their spending each year. Further probing found that the […]

Profiling Scam Victims: Who’s in Jeopardy?

April 26, 2017

Anyone can be caught in a financial scam, but some people are in greater peril than others. Importantly, the most vulnerable are not who most people would expect, especially the potential targets. A clear profile of the most likely financial fraud victims emerges from research over the last few years, including two recent projects conducted […]

SUBSCRIBE TO Lifetime Retirement Protection Program

Bob’s exclusive new service gives members the tools and knowledge to maximize their retirement finances for the rest of their lives. The Lifetime Retirement Protection Program includes all monthly issues of Bob’s Retirement Watch newsletter, all monthly video webinars in his Retirement Watch Spotlight service, every one of Bob’s premium reports and white papers (past and future), complete access to RetirementWatch.com, and 90 days’ membership in Eagle Financial’s DividendInvestor.com. Click here now to access all of Bob Carlson’s research.

Seniors and Scams

April 21, 2017

New research from Cornell University indicates why some seniors are scam victims. The study found that victims and non-victims have many similar traits. Their personalities are normal and they can do arithmetic just fine. But the study found that their brains are different, with the scam victims showing atrophy in certain parts of the brain. […]

Insights on Thefts from Seniors

April 7, 2017

Financial advisors are becoming more aggressive about protecting senior citizens from financial fraud and abuse. They’re being trained to recognize the warning signs and are urged to be proactive when they see something wrong. The larger financial firms train their financial advisors on the issue and have some staff members dedicated to following up and […]

Identifying and Avoiding the Risks behind the Headlines

February 27, 2017

Will there be major economic and financial policy changes in 2017? Should your portfolio be adjusted to reflect those changes? Those questions dominated the recent MoneyShow Orlando. As I’ve said recently, we are in a period of exceptional uncertainty. A wide range of policy changes is possible, and that means a wide range of economic […]

Underestimating Safe Spending in Retirement and the 4% Rule

February 24, 2017

Many people are familiar with the 4% rule, or the safe spending rate. Research indicates you can withdraw the same inflation-adjusted amount from your nest egg for at least 30 years if you withdraw about 4.2% the first year. But a lot of assumptions go into that number. This article points out that one assumption […]

November 2021:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
X

Log In

Forgot Password

Search