Retirement Watch Lighthouse Logo
Retirement Watch Lighthouse Logo

Retirement Spending

Found 153 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

Tips for Living on $60 Per Week in Retirement

January 30, 2017

A CNBC reporter decided to see if she could live for two months on $60 per week, after her fixed expenses. As a progress report she offers these five strategies on enjoying your life while spending less. It’s all good common sense. One thing I’ve noticed is that, regarding money, today’s young adults are more […]

Managing Portfolios Amid Political and Market Volatility

December 29, 2016

Just hours after the Nov. 8 U.S. election results were known, Wall Street’s analysts and economists decided they knew exactly what a Donald Trump administration would mean for the economy and markets. Investors agreed so readily that the first two years of Trump policies already seemed to be reflected in the markets within the first […]

Estate Planning

Could You Be Saving Too Much for Retirement?

November 10, 2016

The media regularly run headlines about how Americans are unprepared for retirement, primarily because they haven’t saved enough. But there’s another view that doesn’t receive as much attention. In this view, many people might be saving too much for retirement. That could be good news for their heirs, but they could be shortchanging themselves. Using […]

How Even Sophisticated People Are Scammed

October 13, 2016

People who never expected to be victims of scams and frauds often are victimized. The stereotype is that older people with reduced cognitive abilities are the most likely to be scammed. But many other people are vulnerable, and those who don’t fit the stereotype need to stay alert for potential scams. Self-confidence is one factor […]

SUBSCRIBE TO RETIREMENT WATCH

What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

Revisiting the 4% Rule

October 7, 2016

I’ve been a long-term critic of 4% as the “safe spending rate” or the 4% rule. The basic premise of the 4% rule is that to ensure your nest egg lasts through retirement, you should withdraw no more than 4% the first year and increase it by the inflation rate each year after that. This […]

Phone-Based Scams Directed at Seniors Soaring

June 16, 2016

Telephone scams targeting seniors are soaring, largely because technology makes the scams easier and cheaper to operate. The scams mostly are variations of the classics. The technology, however, allows crooks to be more prolific and make the scams appear more legitimate. Two types of technology have become cheaper and more readily available to crooks. Voice-over-Internet-Protocol […]

Saving Money in the Changing Auto Market

June 16, 2016

Transportation is one of the largest expenses for most seniors, as I pointed out in our May 2016 issue. Major changes are underway in the U.S. auto market. Consumers who know about them and adopt the right strategies will reduce their transportation costs. Others will be caught in the sea change and increase the percentage […]

pay-off-debt-or-continue-owing-in-retirement

The Key, Overlooked Retirement Spending Expense

May 19, 2016

A major retirement expense is overlooked or downplayed in most retirement planning. It is one of the largest expenses in the budgets of those 65 and older, yet it is taken for granted by both individuals and many financial professionals. Transportation accounts for 16% of annual spending by Americans 65 and older, according to the […]

October 2021:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
X
pixel

Log In

Forgot Password

Search