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Found 71 Articles.
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The Best Retirement Strategies?

January 24, 2018

A researcher at Stanford University decided to find the “best answers” to key retirement questions. He sought help from the Society of Actuaries and compared the results of 292 strategies. He looked at two questions: when should Social Security benefits begin and at what rate should other money be spent? Readers of Retirement Watch won’t […]

Do People Understand Their Retirement Preparedness?

January 9, 2018

This study says that fewer than 60% of households have a realistic idea about how well they are prepared for retirement. Perhaps more importantly, about 20% think they are well-prepare for retirement when they really aren’t. The real danger in terms of misperceptions is being in the “not worried enough” group. The key drivers here […]

Inside TIAA’s Retirement Services

October 26, 2017

Once known as TIAA-CREF, TIAA provides retirement services primarily to employees of governments and nonprofits. It was begun as an organization devoted to helping teachers have decent retirement incomes. But the organization’s changed over the decades. This article reports allegations from lawsuits filed by former employees, confidential whistleblower reports, and other sources. It argues that […]

Wealth and Poverty among Seniors: Old Folks Aren’t So Bad Off

August 3, 2017

For years researchers and policy analysts have used government data to show that the over-65 part of the population isn’t doing well financially. The data drove government policy, among other things. This report says that data wasn’t too accurate. The data collection method resulted in significant assets and sources of income being undercounted. Older Americans […]

Evaluating Health Savings Accounts

June 29, 2017

The Health Savings Account (HSA) is one of the best retirement planning vehicles available, perhaps the best. It has tax advantages at every phase of the life cycle. It also helps you save for one of teh largest retirement expenses: medical care. Morningstar recently evaluated some of the largest HSA providers. It found only one […]

FINRA Senior Helpline Marks 2nd Anniversary

April 24, 2017

Over $4.3 million in voluntary reimbursements have been made to seniors thanks to calls to Financial Regulatory Authority (FINRA) senior helpline, FINRA announced on the second anniversary of the helpline. As we discussed in Retirement Watch in the past, anyone can call the helpline to alert FINRA to fraud or abuse against senior citizens. The […]

Midlife Crisis at 90 Years of Age?

March 2, 2017

This psychiatrist says that the traditional midlife crisis hasn’t been established by data (subscription might be required) but that in his practice he’s found more elderly are having episodes with the earmarks of a midlife crisis. He says these episodes usually are triggered by a series of losses and other events that are too much […]

The Retirement Crisis and Course Corrections

February 17, 2017

Many surveys and reports indicate that a high percentage of Baby Boomers aren’t financially prepared for retirement. This leads to discussions of how bad things will be for these future retirees. This survey has a different result. It found, as the others have, that a low percentage of Baby Boomers have their retirement finances in […]


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