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Found 71 Articles.
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For Those Turning 80

January 5, 2017

The essayist Joseph Epstein is turning 80 years old and, naturally, wrote an essay about it. It has some wit, insight, and, of course, grumpiness. Some of the reflections are personal, while others generational. My generation grew up with memories of the country’s one good war—World War II—hummed the sophisticated music of the Gershwin brothers, […]

Opportunities for Phased Retirement

January 4, 2017

More and more companies are giving employees a choice in addition to continuing to work full-time or retiring full-time. The phased retirement plans allow a long-term employee to switch to part-time work. That allows the worker to ease in to retirement and maintain the structure and social contacts of work. It also lets the company […]

The New Rules of Retirement

November 23, 2016

You might like my book, The New Rules of Retirement, revised edition. I can help you plan for later years, regardless of your age. It also makes a great gift for friends and loved ones. It covers all the financial issues of retirement and retirement planning. You can think of it as “The Best of […]

How the Financial Crisis Affected Retirement Preparedness

August 29, 2016

The Congressional Budget Office says that those closest to retirement were hurt badly by the financial crisis, and their finances haven’t recovered despite the stock market recovery. The CBO only uses data through 2013, so we don’t know if the picture is better know than in this report. But those pre-retirees not only lost value […]

Retirement Confidence Spikes

March 23, 2016

Each year Americans are asked questions about their retirement plans in the Retirement Confidence Survey from the Employee Benefits Research Institute. They also are asked about their retirement plans and actions. The good news is that confidence in having a financial secure retirement is up, with 63% confident of having a comfortable retirement. That’s increased […]

Is the Fed Hurting Seniors?

March 21, 2016

Low interest rates hurt seniors, because they depend on earnings from their savings to fund retirement expenses. Last weekend, several pieces were published taking issue with that argument. They argued that the Fed’s low interest rate policies plus other government have helped seniors overall to the detriment of younger citizens. It started with this article […]

Running Out of Money in Retirement

April 30, 2015

About 25% of those who die at age 85 or later pass away with less than $10,000, including the value of their homes, according to a new study by the Employee Benefits Research Institute. It is consistent with work done previously by economists. The study shows that many people simply don’t understand the increase in […]

A National Retirement Policy

April 21, 2015

The U.S. has an atrocious national retirement policy. Social Security is expensive and redistributes income. It also isn’t properly funded. The private savings system works for only a few people. There are examples of good national retirement policies. This article describes Australia’s, but there also are good models in Chile and Denmark. It’s too late […]


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