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Retirement

Found 73 Articles.
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How the Financial Crisis Affected Retirement Preparedness

August 29, 2016

The Congressional Budget Office says that those closest to retirement were hurt badly by the financial crisis, and their finances haven’t recovered despite the stock market recovery. The CBO only uses data through 2013, so we don’t know if the picture is better know than in this report. But those pre-retirees not only lost value […]

Retirement Confidence Spikes

March 23, 2016

Each year Americans are asked questions about their retirement plans in the Retirement Confidence Survey from the Employee Benefits Research Institute. They also are asked about their retirement plans and actions. The good news is that confidence in having a financial secure retirement is up, with 63% confident of having a comfortable retirement. That’s increased […]

Is the Fed Hurting Seniors?

March 21, 2016

Low interest rates hurt seniors, because they depend on earnings from their savings to fund retirement expenses. Last weekend, several pieces were published taking issue with that argument. They argued that the Fed’s low interest rate policies plus other government have helped seniors overall to the detriment of younger citizens. It started with this article […]

Running Out of Money in Retirement

April 30, 2015

About 25% of those who die at age 85 or later pass away with less than $10,000, including the value of their homes, according to a new study by the Employee Benefits Research Institute. It is consistent with work done previously by economists. The study shows that many people simply don’t understand the increase in […]

A National Retirement Policy

April 21, 2015

The U.S. has an atrocious national retirement policy. Social Security is expensive and redistributes income. It also isn’t properly funded. The private savings system works for only a few people. There are examples of good national retirement policies. This article describes Australia’s, but there also are good models in Chile and Denmark. It’s too late […]

5 Ways Retirement Can Go Wrong

February 24, 2015

There are a lot of ways your retirement plans can founder. This post highlights what author believes are the top five ways. Some of them you can prevent. Others you have to be aware of as possibilities and work some flexibility into your plans. It’s from a Canadian newspaper, so you might be unfamiliar with […]

Four Strategies for Secure Retirement Income

December 12, 2014

William Baldwin of Forbes looked for ways to generate $40,000 annually for 25 years, taking very low risk. All the strategies work, though some are harder to implement than others. Of course, the costs vary. One point to consider is that there’s no inflation protection. Another point is that the cash flow isn’t all income […]

A Case for Retiring Later

December 4, 2014

People are living longer and saving less, so the longtime retirement age of 65 isn’t practical, according to Alicia Munnell of the Center for Retirement Research at Boston College. She has a new book coming out on the subject and recently did an interview with Morningstar.com to discuss the book. Morningstar: So, is the problem […]

March 2021:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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