Retirement Watch Lighthouse Logo
Retirement Watch Lighthouse Logo


Found 71 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

Four Strategies for Secure Retirement Income

December 12, 2014

William Baldwin of Forbes looked for ways to generate $40,000 annually for 25 years, taking very low risk. All the strategies work, though some are harder to implement than others. Of course, the costs vary. One point to consider is that there’s no inflation protection. Another point is that the cash flow isn’t all income […]

A Case for Retiring Later

December 4, 2014

People are living longer and saving less, so the longtime retirement age of 65 isn’t practical, according to Alicia Munnell of the Center for Retirement Research at Boston College. She has a new book coming out on the subject and recently did an interview with to discuss the book. Morningstar: So, is the problem […]

Not-So-Grumpy Old Men

December 1, 2014

The latest research on happiness concludes that for most people happiness is highest earliest and late in life but declines in the middle. The burdens of being middle-aged weigh on most people. The study relied on people’s self-reporting of their happiness. It also didn’t try to measure people’s happiness relative to each other and find […]

Two Schools of Retirement Income

November 26, 2014

This post does a decent job of summarizing the two schools of retirement income planning, calling them the safety first approach and probability approach. It doesn’t cover the hybrid methods or ways of adjusting the approaches to individual situations. But it’s a good overview of the approaches and should help you decide which way might […]

Knowing When to Retire

October 14, 2014

Here’s an interesting article in The Wall Street Journal exploring the issue of when a person should quit a job. (Subscription might be required.) It’s addressed mainly at people who are at or near retirement age and can afford to retire but haven’t decided to. On the whole they enjoy their jobs and careers and […]

Keys to Successful Downsizing in Retirement

June 27, 2014

Many people downsize at some point during their lives, and the process can be traumatic. In this article (subscription might be required) a geriatric psychiatrist lists what he believes are the three keys to successful downsizing. First, get one or more “navigators” in the form of independent-minded individuals who can help you make key decisions […]

Is There a Retirement Crisis?

June 20, 2014

A couple of economists recently published a report arguing that the media and a number of economists overstate the problems Americans will have being financially ready for retirement. They questions several assumptions in their estimates and make some different assumptions in their study. In this link, you can read a summary of their report and […]

The Retirement Non-Crisis

May 13, 2014

You can find many studies and reports talking about the retirement crisis in America. They explain how Americans aren’t saving enough for retirement and don’t seem inclined to. The reports usually are written by or funded by financial services firms, which have an interest in making people worried about retirement. There’s a new report out […]


Log In

Forgot Password