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Found 73 Articles.
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Not-So-Grumpy Old Men

December 1, 2014

The latest research on happiness concludes that for most people happiness is highest earliest and late in life but declines in the middle. The burdens of being middle-aged weigh on most people. The study relied on people’s self-reporting of their happiness. It also didn’t try to measure people’s happiness relative to each other and find […]

Two Schools of Retirement Income

November 26, 2014

This post does a decent job of summarizing the two schools of retirement income planning, calling them the safety first approach and probability approach. It doesn’t cover the hybrid methods or ways of adjusting the approaches to individual situations. But it’s a good overview of the approaches and should help you decide which way might […]

Knowing When to Retire

October 14, 2014

Here’s an interesting article in The Wall Street Journal exploring the issue of when a person should quit a job. (Subscription might be required.) It’s addressed mainly at people who are at or near retirement age and can afford to retire but haven’t decided to. On the whole they enjoy their jobs and careers and […]

Keys to Successful Downsizing in Retirement

June 27, 2014

Many people downsize at some point during their lives, and the process can be traumatic. In this article (subscription might be required) a geriatric psychiatrist lists what he believes are the three keys to successful downsizing. First, get one or more “navigators” in the form of independent-minded individuals who can help you make key decisions […]

Is There a Retirement Crisis?

June 20, 2014

A couple of economists recently published a report arguing that the media and a number of economists overstate the problems Americans will have being financially ready for retirement. They questions several assumptions in their estimates and make some different assumptions in their study. In this link, you can read a summary of their report and […]

The Retirement Non-Crisis

May 13, 2014

You can find many studies and reports talking about the retirement crisis in America. They explain how Americans aren’t saving enough for retirement and don’t seem inclined to. The reports usually are written by or funded by financial services firms, which have an interest in making people worried about retirement. There’s a new report out […]

You Won’t Retire When You Expect

April 30, 2014

Most people expect either to retire early or not at all, it seems. Since the crisis of 2008, more people have said they’ll delay retirement or not retire. But the fact is most people don’t retire when they planned. Illness, injury, family situations, and lay offs cause many people to leave work never to return. […]

Worst States for Retirement

April 25, 2014

Some states are better for retirees than others. Each retiree is different, of course, and I’ve long discouraged people from simply going by a list of which states are best and worst for retirement. The features that are most important to you might be different from those preferred by the raters. But ratings and surveys […]

March 2021:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

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