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Social Security

Found 251 Articles.
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Millenials and the Stock Market

June 23, 2014

The generation named Millenials appears to have different attitudes toward investing and the stock market than previous generations. This article technically is about “robo-advisors” or computer-assisted investing, but it contains a lot of information about how cautious Millennials are about the stock market and how they don’t trust traditional financial advisors. As a result, they […]

Evaluating Estimates of Future Stock Market Returns

June 20, 2014

A number of analysts are estimating that investment returns over the next 10 years will be less than the long-term average, perhaps considerably less. They estimate annualized returns from stocks of 3% to 4% in many cases. Among the most prominent is John Hussman of the Hussman funds. This post pulls apart Hussman’s methodology and […]

Using Social Security Estimates with Caution

June 12, 2014

You can receive from the Social Security Administration an estimate of your retirement benefits. You can call, wait for an estimate to be mailed, or go online and use Social Security’s calculator. The estimates are helpful in retirement planning. But remember these are only estimates. They are based on a number of assumptions that might […]

June 2014

June 1, 2014

Save the Date: Join me and a star-studded cast of 50+ financial experts at The MoneyShow San Francisco, this August 21-23! Get their latest stock picks, current market outlooks, most successful trading strategies and more when you attend the Show at the Hilton Union Square. Registration is now open, so reserve your place today! To […]

Using Home Equity to Fund Retirement

May 1, 2014

Key changes recently were made in reverse mortgages. You should be aware of the changes and how they affect the way reverse mortgages can help in-crease your financial independence. Properly used, they are tools for employing home equity to enhance your retirement. The first change is that the Federal Housing Administration restructured the program again […]

Social Security Shortchanges Some Spouses

May 1, 2014

Spouses are losing thousands of dollars annually because Social Security is not paying the maximum payouts for which they are eligible. The Office of Inspector General of the Social Security Administration said in a recent report that about one-third of spouses ages 70 and older who had their own earnings records weren’t receiving their maximum […]

Coping with Lower Long-Term Stock Market Returns

April 4, 2014

Much of Bill Gross’s latest monthly essay is devoted to a eulogy for his recently-deceased pet cat. After this touching section is the meat of the essay. Gross states that returns from assets (all assets, not only stocks) are likely to be lower in the relevant future than they have been over the course of […]

Estate Planning with Roth IRAs

April 1, 2014

An IRA, especially a Roth IRA, is valuable for more than your retirement planning. Your estate plan can be much better when a Roth IRA is shrewdly used. Instead of looking at the front-end tax benefits and costs, take the long-term view. While converting a traditional IRA to a Roth can save estate taxes, Roth […]


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