Social Security

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when-to-begin-social-security

When To Begin Social Security?

May 1, 2002

Big changes are coming to Social Security. I don’t mean anything Congress or the President might do. These changes were put in place in the 1980s and are just taking effect. These changes affect the retirement of everyone who won’t begin receiving Social Security benefits by the end of 2002 and will influence when people […]

work-after-retirement

Should you go back to work after retirement?

April 1, 2002

Sometimes work doesn’t really pay. The sad fact is that older Americans have to analyze this issue carefully before taking a job. While the situation improved after 1997 and 2000 law changes, if you are receiving Social Security benefits returning to paid employment actually could cost you money. I regularly hear from subscribers whose marginal […]

choosing-a-long-term-care-policy

Five Key Decisions to Make Before Choosing a Long Term Care Insurance Policy

March 1, 2002

The cost of long-term health care is rising, and individuals bear most of the cost. That’s why more people are considering long-term health care insurance. Before buying, know the true risks of your needing long-term care and the types of long-term care available. Then, if long-term care insurance is for you, learn how to customize […]

irs-targets-social-security-benefits

IRS Targets Social Security Benefits

February 1, 2002

Some Social Security beneficiaries might soon find that their benefit checks are for less than expected. They will be joining federal retirees and those doing business with the government. A 1997 law authorized the IRS to place a levy on government checks intended for those who have outstanding federal tax debts. The first levies were […]

how-much-money-to-retire

How Much Money Does One Need to Retire?

December 1, 2001

The cost of retirement is rising. That means fewer people appreciate how much wealth they need to retire or to continue their current retirement lifestyle. I’ve known this for several years, based on my careful study of retirees. But it was confirmed by a study funded by Aon Consulting and conducted by Georgia State University. […]

Beating the stealth taxes

Beating The Stealth Taxes

September 1, 2001

There are hidden income taxes. I call them stealth taxes. More Americans fall prey to these taxes every year, especially older or retired Americans. There are three main stealth taxes: the alternative minimum tax (AMT), the Pease tax (the itemized deduction reduction), and the PEP (personal exemption phaseout). These stealth taxes are in addition to […]

the-right-long-term-care-policy-for-you

The Right Long-Term Care Insurance Policy for You

July 1, 2001

Many of you should at least consider purchasing a long-term health care policy. In high cost of living areas, anyone with net assets between $200,000 and $2 million should take a look at the policies. In lower-cost areas, a lower net worth merits a look at the policies. That doesn’t mean each of you should […]

health-care-tax-strategies

Health Care Tax Strategies

June 1, 2001

Health care or long-term care can eat up a big part of a retiree’s budget – or the budget of a retiree’s children. Fortunately, the tax law can help pay for a big part of that burden. Deductions for medical expenses seemed to disappear when the rules were changed in 1986. Now, you can deduct […]

November 2020:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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