Retirement Watch Lighthouse Logo

Taxes in Retirement

Bob Carlson of Retirement Watch on how to manage your taxes and planning strategies to pay less

Found 431 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

The Hidden Tax That Snags More and More Retirees

May 24, 2018

Why bother with trusts when less than 1% of estates will pay estate or gift taxes? Many people are understandably, but mistakenly, thinking that way. Traditionally, tax savings were the primary reason to use trusts. But in 2018, individual estates worth up to $11.18 million are exempt from estate and gift taxes. Thanks to the […]

How Tax Reform Changes IRA Conversions

May 1, 2018

Many estate plans fail, and often not because of any flaws in the documents or the plans. Estate plan failures frequently occur in the implementation and execution. Especially important are actions taken by others, often your children. They’re likely to be the ones putting key parts of the plan into action, not you. To ensure […]

Retirement Tax Strategy: Are You a Trader or Investor?

April 13, 2018

Retirees often earn most of their income from their investments. As such, interest, dividends and capital gains often pay the bulk of their expenses. Some retirees devote so much time and attention to their investment portfolios that they believe investing has become their job or business. And that begs the question:  Can a retiree – […]

15 Ways to Increase After-Tax Income in Retirement

April 11, 2018

Interest rates have increased since late 2017, but not enough to help most retirees. Traditional retirement income investments still pay yields near historic lows. Yet, risks are high because interest rates are rising and investors seeking yields have stretched the values of high-yielding investments. In this seminar, you’ll learn how to navigate this difficult situation. […]

SUBSCRIBE TO Lifetime Retirement Protection Program

Bob’s exclusive new service gives members the tools and knowledge to maximize their retirement finances for the rest of their lives. The Lifetime Retirement Protection Program includes all monthly issues of Bob’s Retirement Watch newsletter, all monthly video webinars in his Retirement Watch Spotlight service, every one of Bob’s premium reports and white papers (past and future), complete access to RetirementWatch.com, and 90 days’ membership in Eagle Financial’s DividendInvestor.com. Click here now to access all of Bob Carlson’s research.

Making Sure You Properly Changed Your State Of Tax Residence

April 2, 2018

In the April issue of Retirement Watch, I explain the steps to take to ensure you’ve legally changed your state of residence. If you don’t take the right steps, a state you thought you moved from might try to assess income taxes on you or estate taxes on your estate. Here’s the most recent case […]

IRS Clarifies That a Lot of Home Equity Mortgage Interest Still Is Deductible

March 26, 2018

The tax code and your bank might disagree on whether or not you have a home equity loan, and the difference could reduce your taxes. The Tax Cuts and Jobs Act eliminated home equity interest deductions on individual tax returns for years after December 31, 2017. It doesn’t matter when the loan was taken out. […]

Tax Diversification for Retirees: Use It to Make Tax Reform Even Better

March 22, 2018

Tax reform made tax diversification even more valuable and important. Tax diversification allows you to manage your tax bracket by planning and controlling distributions during retirement. When properly done, under the new tax rate tables, many middle-income retirees will be able to stay in the 0% federal income tax bracket for most of retirement. To […]

the-smart-way-to-sell-stock-fund-shares-in-retirement

The Tax Smart Way to Sell Stock & Fund Shares in Retirement

March 16, 2018

Far too many investors give the IRS far too much of their money. Why?  Because they don’t know a few simple rules. Chances are, you already know the basics of computing capital gains taxes when you sell shares, stocks and mutual funds. You have a gain or loss that is determined by subtracting your tax […]

Log In

Forgot Password

Search