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Taxes in Retirement

Bob Carlson of Retirement Watch on how to manage your taxes and planning strategies to pay less

Found 440 Articles.
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Combining Charity with IRA Conversions to Increase Wealth

January 1, 2014

Charitable contribution strategies can help generate lifetime income and also pay for an IRA conversion. Suppose you have a large traditional IRA you’d like to convert into a Roth IRA. You want to avoid those large required minimum distributions after age 70½ and help you or your heirs receive tax-free income in the future. If […]

Trusts to Beat State Taxes

December 19, 2013

People with income and wealth are more concerned these days with beating state taxes than federal taxes. That is especially trust for residents of states such as New York and California with very high tax rates. This piece shows how people who are considering asset sales, especially of businesses, are moving assets to trusts […]

Year-End Tax Planning for 2013-2014

December 1, 2013

We can do real year-end tax planning this year. In the last few years, year-end planning has been difficult because so many provisions of the law were set to expire at the end of each year, and Congress worked on the law through the holiday seasons. But with most provisions of the tax law settled […]

Snagging Tax Credits for Home Improvements

December 1, 2013

Don’t forget that the tax credits for energy efficiency home improvements still are available for purchases through the end of 2013. These credits were part of the stimulus in the financial crisis and have been extended, but they’ll expire for purchases after Dec. 31, 2013. A wide range of home improvements or replacements qualifies for […]


What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

Advanced Social Security Strategies for Couples

October 1, 2013

Social Security benefits are a key source of retirement income. While many people approaching retirement say they don’t plan to rely on Social Security, a majority of those already retired say it is an important percentage of their income. Too many people leave money on the table by not maximizing their Social Security retirement benefits. […]

Nailing Down Charitable Deductions

September 1, 2013

We’re heading into the traditional charitable giving season. You should start your planning early this year to make sure you incorporate tax law changes for 2013, and a few changes from the last 10 years that many people still haven’t absorbed. Here’s a guide to securing 2013 write offs. Higher income people should keep in […]

Staying in the 15% (or Lower) Tax Bracket

August 1, 2013

Most retirement tax planning and tax discussions have the wrong focus. They look at marginal tax rates, or the tax rate on the next dollar of ordinary income earned. If you’re married and earning $50,000 annually, for example, your next dollar will be taxed at the 15% rate. That’s a fine approach during the working […]

Importance of Slashing AGI

August 1, 2013

Minimizing adjusted gross income on your tax return reduces other retirement expenses. For example, $1 of additional AGI can bump your premiums by more than $500 annually. A host of additional costs and taxes are imposed when income is “too high.” For the full story and the strategies to consider see our April 2013 visit. […]


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