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Taxes in Retirement

Bob Carlson of Retirement Watch on how to manage your taxes and planning strategies to pay less

Found 440 Articles.
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Don’t Let the IRS Take Your Charitable Contribution Deductions

May 26, 2022

Congress is making it harder and harder to deduct charitable contributions. Know the latest rules so the IRS won’t be able to deny tax breaks for your charitable donations. The increase in the standard deduction in the 2017 tax law means you have to give more to receive a tax break. You deduct charitable contri- […]

How to Decide When to Sell in Taxable Accounts

May 5, 2022

Many people with appreciated investments often are in a conundrum. The price reaches a point where there isn’t a margin of safety. But the investors are hesitant to sell because they know part of their gains will be reduced by taxes. Here are a couple of ways to make the decision. Compute what the taxes […]

Shrewd Ways to Increase After-Tax Investment Returns

May 5, 2022

The old adage is, “You can’t spend pre-tax returns.” Af- ter-tax returns are what count. The tax rules on investments are in effect all year, but few people take advantage of that. Too many people don’t start thinking about investment taxes until near the end of the year, or even after the year is over. […]


The Net Unrealized Appreciation (NUA) Tax Strategy

May 1, 2022

Employees who own company stock or other securities in their retirement plans should review their options before taking any distributions or doing rollovers. There’s a substantial tax break available to many of these workers. The tax break is known as net unrealized appreciation, or NUA. It’s very valuable when you know the tricks and follow […]

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Asset Location Drives After-Tax Investment Returns

March 25, 2022

After-tax investment returns are what matter, but few investors take a key step that could minimize the taxes on their portfolio returns. Research from the Schwab Center for Financial Research, Morningstar, AQR Research, and others shows that taxes are one of the main determinants of an investor’s bottom line. A major factor in increasing after-tax […]

The 5 Big Retirement Tax Ambushes and How to Avoid Them

March 6, 2022

Taxes are the biggest obstacle to maximizing retirement income and wealth. Most retirees take taxes as a given or don’t give them much thought until near the end of the year or when they prepare their tax returns. Tax management all year long, however, can reduce out-of-pocket expenses, reduce the financial risks of retirement and […]

Now Is the Time to Plan Charitable Gifts for 2022

January 25, 2022

Too many people, even financial advisors, wrongly believe charitable gifts are some- thing to consider only near near the end of the year. The benefits of charitable gifts often are maximized when you think about gifts early in the year and throughout the year. Also, consider benefits other than tax deductions, and integrate charitable giving […]

Don’t Let Taxes Slash Your Gold Profits

December 21, 2021

Inflation recently rose to 30-year highs, and that has generated more interest in investing in gold. The interest in gold is likely to continue until after central banks tight- en monetary policy enough to slow economic growth. Political uncertainty and geopolitical tensions also increase interest in gold. A key to investing in gold successfully is […]

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